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Topic: Insurance
| Author | Message |
| younged12 | Posted – 8/1/2007 11:07:36 AM | show profile | email poster hi...i'm thinking of going freelance and i was wondering how one goes about getting insurance. i don't have a lot of money a month to spend on it, but if someone could point me in the right direction it would be greatly appreciated. thanks! |
| Nevada City | Posted – 8/1/2007 12:52:17 PM | show profile Re: Insurance I just went through the same experience. I'm middle-aged and needed to find coverage for myself, my SO and our young son. I tried sites such as: http://www.revolutionhealth.com/insurance/shop/apply-for-insurance But I didn't hear back from the provider I'd requested a quote from, so that's not foolproof. Then I contacted an insurance broker in my state who handles my sister-in-law's small business insurance needs. Although small business was her specialty, she was able to guide me through the options for individual insurance -- pros and cons of having a family policy vs. indiviual policies, HSA vs. PPO, and so on. I ended up going with a fairly low-cost Bluecross plan (<$350) for the major medical coverage. Presuming that's approved, that means we'll be paying mostly out of pocket for everything; but until I know what my income stream will be, I don't want to risk higher insurance bills for our relatively healthy family. Hope this helps! |
| aj | Posted – 8/1/2007 5:59:11 PM | show profile If you live in NY, MA, or South Fla., you can get a deal from the Authors Guild. Check out www.authorsguild.org for info. |
