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<title>Freelancers Insurance Company - FishbowlNY</title>
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<description>Turning the Page For New York Media</description>
<copyright>Copyright 2013</copyright>
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<title>Sara Horowitz on Helping New York Freelancers &#8216;Get Paid, Not Played&#8217;</title>
<description><![CDATA[<p><img class="alignleft size-medium wp-image-72773" style="margin-right: 7px;" title="SaraHorowitz" src="http://www.mediabistro.com/fishbowlny/files/2012/12/SaraHorowitz-300x200.jpg" alt="" width="300" height="200" />When <strong><strong><a href="http://www.mediabistro.com/Sara-Horowitz-profile.html">Sara Horowitz</a></strong></strong> was hired as a lawyer, she was made an independent contractor and wasn&#8217;t given any benefits. Since then, she&#8217;s created Working Today, a nonprofit for uniting freelancers; Freelancers Union, an organization that promotes the needs of independent workers; and Freelancers Insurance Company, which provides health insurance. She also authored the recently released <em>Freelancer&#8217;s Bible</em>, a practical guide for the self-employed.</p>
<p>In the latest installment of Mediabistro&#8217;s <a href="http://www.mediabistro.com/content/archives/Interviews.asp">So What Do You Do?</a>, Horowitz talks about the best and worst parts of freelancing, and gives advice on networking, budgeting and getting ahead. Here&#8217;s an excerpt:</p>
<p><strong></strong><strong>The Freelancer&#8217;s Union was the fire behind the pioneering Payment Protection Act, which helps freelancers in New York &#8220;get paid, not played.&#8221; How does the burden of chasing paychecks affect freelancers specifically and the media industry as a whole? </strong><br />
One of the typical things that freelancers face, obviously, is not getting paid &#8212; not the full amount or the total amount. And there&#8217;s no place to go but small claims court. We wanted them to be able to go to the Department of Labor, and we came within a hair&#8217;s breadth of that. Now [the act] is pending in both New York and New Jersey. I think the media industry tends to treat freelancers like invoices, like receivables, so they say &#8216;OK, you&#8217;ll get paid 30, 60, 90 days out.&#8217; This gives them a lot of float, because they&#8217;re holding on to that money for that time, and, if you want to get paid within two weeks, you get paid $0.96 on the dollar. You lost 4 percent. If you were a traditional employee in New York right now, that would be illegal. This is bad practice and something we&#8217;re going to be looking at in the next year.</p>
<p>For more, read <a href="http://www.mediabistro.com/articles/details.asp?aID=11711&amp;">So What Do You Do, Sara Horowitz, Founder and Executive Director of the Freelancer&#8217;s Union?</a></p>
<p>New Career Opportunities Daily: The <a href="http://www.mediabistro.com/joblistings/?c=rss">best jobs in media</a>. </p>]]></description>
<dc:creator>Mona Zhang</dc:creator>
<comments>http://www.mediabistro.com/fishbowlny/sara-horowitz-new-york-freelance_b72772#disqus_thread</comments>
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		<category><![CDATA[Interviews]]></category>
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		<category><![CDATA[freelance]]></category>
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		<category><![CDATA[Freelancer's Bible]]></category>
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		<category><![CDATA[Freelancers Insurance Company]]></category>
		<category><![CDATA[freelancers union]]></category>
		<category><![CDATA[Sara Horowitz]]></category>
		<category><![CDATA[Working Today]]></category>
<pubDate>Wed, 12 Dec 2012 13:50:10 +0000</pubDate>
  
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