Oxford Health Plans
In the past, freelancers
who wanted health insurance through their AvantGuild membership were required
to spend an additional $25 to join the Independant Retail Business Associate
(IRBA). Now, there are four excellent health
plans available from Oxford Health Plans that do not require IRBA membership.
| Freedom Plan Direct | Oxford Exclusive Plan Metro | Oxford HSA Exclusive | Oxford HSA Direct | |
| Network | Liberty | Liberty | Freedom | Freedom |
| Office Visit Copayment | $30/$50 | $25/$50 | D&C | D&C |
| In-network Deductible | $2000 | $2000 | $2000 | $2850 |
| In-network Coinsurace | 80% to $10K | 90% to $10K | 100% | 90% to $10K |
| Out-of-network Deductible | $2000 | In-network only | In-network only |
$2850 |
| Out-of-network Coinsurance | 60% to $10K | In-network only | In-network only | 70% to $10K |
| Hospital Inpatient | Deductible & Coinsurance | Deductible & Coinsurance | Deductible & Coinsurance | Deductible & Coinsurance |
| Outpatient Surgery | Deductible & Coinsurance | Deductible & Coinsurance | Deductible & Coinsurance | Deductible & Coinsurance |
| Pharmacy | $15/50% w/$100 Tier 2 deductible | $15/50% w/$100 Tier 2 deductible | $15/50% | $15/50% |
| Second Quarter 2007 Rates - Manhattan, Richmond, and Bronx, and Suffolk County | ||||
|---|---|---|---|---|
| Single rate | $316.47 | $299.38 | $292.12 | $261.84 |
| Parent/Child(ren) rate | $585.47 | $553.86 | $540.43 | $484.41 |
| Husband/Wife rate | $696.23 | $658.64 | $642.67 | $576.06 |
| Family rate | $981.07 | $928.08 | $905.58 | $811.72 |
| Second Quarter 2007 Rates - Kings, Queens, and Nassau County | ||||
| Single rate | $324.01 | $306.64 | $300.89 | $269.70 |
| Parent/Child(ren) rate | $599.43 | $567.28 | $556.63 | $498.94 |
| Husband/Wife rate | $712.838 | $674.60 | $661.95 | $593.33 |
| Family rate | $1004.44 | $950.58 | $932.74 | $838.06 |
Additional Information
- Routine preventive care and lab covered in-network at no charge (includes PCP and OBGYN)
- Access to Oxford's network of over 70,000 physicicans in the New York tri-state area
- In-network access to over 450,000 UnitedHealthcare Choice Plus Network physicians throught the US when outside Oxford's service area
- No referrals for specialist visits
- See our Frequently Asked Questions for more information.
How to sign up
Call Jason Silverman at (212) 879-0122 or email health@mediabistro.com to begin the process.
For health insurance outside New York, please click here.
 |
Not sure if you qualify? Want an application mailed or faxed to you? Contact Jason Silverman or Bryan Kelly at or (212) 879-0122. |
