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Health Insurance for Small Businesses

Health Insurance is one of your largest line-item expenses. Creating an efficiency of only 10% can result in significant savings.

As a small business with between 2 and 50 full-time employees, you are eligible for plans from a wide range of insurance carriers including Aetna, Atlantis, Cigna, Empire Blue Cross Blue Shield, GHI, Guardian HealthNet, HIP, and Oxford.

How to choose a plan

To help you choose the right plan for your specific situation, Total Capital Planning has a very simple process:

  • First, you submit a list of doctors important to you and your staff so that TCP can determine in which insurance carrier networks your doctors participate.
  • TCP will then prepare a comparison of your current plan vs. alternative plan options that you may prefer.
  • You will be provided with a medical benefits consultant who will work with you to decide which plan or set of plan is best for your specific needs.

As part of the process, TCP will also provide guidance on setting employee contribution policies and other cost containment strategies that have proven successful.

Additional Services

Once your plan is established, Total Capital Planning is available daily to handle:

  • Plan administration
  • Enrollments, terminations, or COBRA applications
  • transactions with the insurance carrier
  • confirmation that all applications are received and processed in a timely manner
  • resolving any billing issues and claim problems that may arise

For more information about TCP go to:

How do I sign up?

Call Nathan Short or Jason Silverman at (212) 879-0122 or email to begin the process.

For health insurance outside New York, please click here.