So you've just finished your literary masterwork and you're on the way to deliver it to your editor. It's beautiful outside so you decide to walk. Bad idea, because out of nowhere a novelty cartoon anvil falls from the sky and flattens you. Since we're operating under the Wile E. Coyote/Road Runner laws of nature, you're fine. You dust yourself off and continue your journey. But that surreal experience gets you thinking-- what happens when injuries aren't fictional and hilarious?

Luckily, we have some great new insurance plans for AvantGuild members. We've teamed up with some new health plan providers to cover what ails ya. And the days of New York-only coverage are over, too. We now have nationwide plans, so whether this happens to you in Manhattan or Michigan, you can rest a little easier now.

Click here to visit the mediabistro.com insurance page. Not an AvantGuild member yet? Watch out for that anvil! And click here to sign up.