Goodbye, Journalism Majors

Students seeking loans for college are going to find it tougher than ever this year, MainStreet.com reports. Lenders are looking for ever-higher FICO scores—which students, most of whom haven’t built up years of credit history—don’t really have.

To get around that, one company is launching an online calculator which gets what they’re calling your Human Capital Score. Based on your SAT score, your high school GPA, your planned major in college and a few other factors, the company will calculate how much of a risk you are and how much money you’ll probably make after graduation. Lenders could use this, Mainstreet says, to decide whether to loan you money.

We tried it, putting in real info for our SAT scores and high school GPA, but saying we planned to enter college this fall and major in journalism. Our score: 3 minus, or “Weak.”

Dang it.

On the bright side, we’ll supposedly be making $80k yearly by the time we’re 32.

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