We know we’re being laughed at every time someone receives a check we’ve sent them and they see that we sprung the extra cost of requesting hilarious Garfield-customization, but we don’t care because, lord love us, we think Odie’s adorable and we hate Mondays too! (wink) But that’s neither here nor there, as we’re ready to move into the future after reading Spingwise’s coverage of the future of credit card creation. First on forefront is Garanti Bank’s Flexi Cards, which let you do all that money stuff, changing your interest rate options and all that, but more importantly, they leave the design of the card completely up to you. It’s kinda neat, in a “yeah, I guess that’s kinda neat” way, but it does set a nice precedent for the future of the whole lot of consumer products and services. Because, if you’re like us, you don’t want to live in a world where you can’t put your ugly face on everything you own.