Assistant General Counsel 2 – Consumer Lending Originations & Marketing
Truist is hiring for an Assistant General Counsel/Associate General Counsel that will maintain strong, productive relationships with key internal clients while serving as a trusted legal advisor, legal risk manager, and business partner. Serve as a technical expert in particular area(s) of specialization.
Support consumer real estate and personal lending lines of business with product support and loan fulfillment activities, as well as sales and marketing practices.
Partner with Compliance and Risk partners in guiding Originations teams through development and execution of product marketing campaigns, resolving loan production issues, addressing consumer complaints and participating in exam responses.
Guide team supporting originations activities through loan‑closing specific legal questions, around execution requirements, Trusts, POAs, title encumbrances.
Provide primary legal support to marketing initiatives across consumer lending products, from advising regarding strategic approaches to reviewing proposed digital and physical marketing materials.
Supervise paralegal team in conducting state law research and appy state law requirements to consumer lending products.
This team member will work with federal regulations surrounding consumer lending, including Reg Z, RESPA 8, ECOA, FCRA, as well as FTC Act and associated guidance, CAN‑SPAM, TCPA, and comparable state law requirements. Should also have working knowledge of FNMA/FHLMC dynamic.
Responsibilities
- Provide significant internal client legal support day to day on an independent basis.
- Responsible for assessing complex legal risk, providing legal advice, and/or assisting in resolving legal problems which may represent potential exposure to the company.
- Keeps abreast of and analyzes legislation, regulations, and case law developments that affect the company and the banking industry in area of practice.
- May prepare and/or review routine documents and other instruments, represent the company in transactions, litigation, bankruptcy matters, or alternative dispute resolutions (as applicable), perform legal research and analysis, maintain files and records.
- Develop an initial area of specialization to support line(s) of business.
- Serve as an individual contributor but may provide ad hoc work direction and leadership to other legal staff regarding support on active cases or projects.
Required Qualifications
- Juris Doctorate degree from an ABA accredited law school and licensed to practice law in good standing.
- 5 – 8 years of post‑bar experience in a law firm, government, and/or corporate settings.
- Possess strong written and verbal communication skills.
- Ability to prioritize matters, utilize time‑management skills, and move between matters fluidly.
- Ability to handle a heavy workload, manage stress effectively and meet critical deadlines.
- Team‑oriented mentality and excellent interpersonal skills.
- Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
Preferred Qualifications
- Substantial experience in a corporate legal department having successfully held positions of advancing responsibility.
- Comfortable working in the entrepreneurial environment of a large, complex corporation.
- Experience in consumer lending origination and acquisition, including marketing.
- Knowledge of state consumer lending laws and proficiency in state law research.
- Familiarity with real property title and loan closing practices.
- Knowledge of federal regulations pertaining to consumer lending, including FCRA, TILA, RESPA, ECOA, FTC Act, CAN‑SPAM, and TCPA.
Working Conditions
- Sitting – occasionally (less than 25% of the time).
- Standing – occasionally (less than 25% of the time).
- Walking – occasionally (less than 25% of the time).
- Bending – occasionally (less than 25% of the time).
- Lifting – up to 10 lbs.
- Visual / Audio / Speaking – Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
- Manual Dexterity / Keyboarding – Able to work standard office equipment, including PC keyboard, mouse, copy/fax machines, and printers.
- Availability – Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
- Travel – up to 25%.
Benefits
All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401(k) plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non‑temporary position for which you apply, based on full‑time or part‑time status, position, and division of work.
Equal‑Opportunity Employer Statement
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law, E‑Verify. IER Right to Work.
Employment Type
Full‑time.
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