Citi
Wholesale Credit Risk Analyst - Technology, Media, Telecom
Citi, Irving, Texas, United States, 75084
Wholesale Credit Risk Analyst - Technology, Media, Telecom
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Role Overview Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise.
Key Responsibilities
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos.
Drafting of Credit Approval Memo (CAM) packages ensuring they are complete and accurate.
Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis.
Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions.
Support ICM Underwriting organization on strategic initiatives/projects as required.
Risk Management Experience
Experience in and exposure to global credit risk management standards.
Ability to understand financing and product structures.
Ability to assess financial and industry data to conduct credit assessment.
Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations.
Client Relationships / Business Partnership
Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors.
Navigates organizational complexity and breaks silos.
Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions.
Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships.
Qualifications
2-5 years relevant experience.
Experience in effectively engaging with various functions.
Demonstrates strong ethics and integrity.
Ability to understand the ‘big picture’ in a complex environment.
Strong verbal & written communication skills. Active listening skills.
Demonstrated influencing and negotiating ability, resolve conflicts among various constituencies.
Proficient presentation skills – adept at presenting effectively to audiences of various sizes and constituencies.
Bachelor’s/University degree or equivalent experience.
Job Family Group Risk Management
Job Family Credit Risk
Time Type Full time
Primary Location Irving, Texas, United States
Salary Range $76,230.00 - $106,370.00
Benefits Medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Paid time off packages include vacation, unplanned sick leave and paid holidays.
Anticipated Closing Date Dec 25, 2025
Equal Opportunity Statement Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
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Role Overview Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise.
Key Responsibilities
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos.
Drafting of Credit Approval Memo (CAM) packages ensuring they are complete and accurate.
Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis.
Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions.
Support ICM Underwriting organization on strategic initiatives/projects as required.
Risk Management Experience
Experience in and exposure to global credit risk management standards.
Ability to understand financing and product structures.
Ability to assess financial and industry data to conduct credit assessment.
Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations.
Client Relationships / Business Partnership
Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors.
Navigates organizational complexity and breaks silos.
Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions.
Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships.
Qualifications
2-5 years relevant experience.
Experience in effectively engaging with various functions.
Demonstrates strong ethics and integrity.
Ability to understand the ‘big picture’ in a complex environment.
Strong verbal & written communication skills. Active listening skills.
Demonstrated influencing and negotiating ability, resolve conflicts among various constituencies.
Proficient presentation skills – adept at presenting effectively to audiences of various sizes and constituencies.
Bachelor’s/University degree or equivalent experience.
Job Family Group Risk Management
Job Family Credit Risk
Time Type Full time
Primary Location Irving, Texas, United States
Salary Range $76,230.00 - $106,370.00
Benefits Medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Paid time off packages include vacation, unplanned sick leave and paid holidays.
Anticipated Closing Date Dec 25, 2025
Equal Opportunity Statement Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
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