First Financial Bank
Sr Commercial Relationship Manager I
First Financial Bank, Cincinnati, Ohio, United States, 45208
Join to apply for the
Commercial Relationship Manager
role at
First Financial Bank .
Location: Cincinnati, OH. Pay Range: $100,000/annually to $125,500/annually.
Responsibilities
Develop new and expand existing client relationships by initiating business development activities, proactively reviewing clients' current and changing financial needs, and cross‑selling products and services.
Grow and maintain a profitable book of business (loans and deposits) to achieve individual and market goals.
Develop a comprehensive understanding of clients' needs based on the review and analysis of personal and financial data.
Qualify prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan requests.
Prepare and oversee the completion of loan approval requirements, including careful underwriting so that the structure meets the needs of the borrower and the bank.
Obtain appropriate approval for credit under consideration.
Recommend and negotiate the terms under which the credit will be extended to include pricing, fees, costs, repayment method and schedule, collateral requirements, etc.
Manage portfolio, including monitoring credit quality (past‑due credits, non‑performing and credit exceptions, covenant compliance and credit exceptions) of active portfolio.
Actively participate and represent First Financial Bank in various community, civic and professional organizations.
Refer loans to loan committee for approval.
Understand clients' financial goals, provide credible advice and recommend products that fit their holistic needs.
Intimately understand clients' business priorities and refer them to other lines of business as appropriate.
Qualifications
Bachelor's degree.
Three (3) years of proven relationship/account management experience selling banking products in the appropriate segmentation.
Excellent interpersonal, written, and verbal communication and presentation skills.
Excellent organizational skills and ability to handle and prioritize multiple tasks.
Well‑developed analytical and problem‑solving skills.
Ability to generate new business through a consultative sales approach.
Demonstrated sales and negotiating experience.
Ability to work effectively with individuals and groups in managing customer relationships.
Well versed in product knowledge.
Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.
Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.
Seniority Level
Mid‑Senior level
Employment Type
Full‑time
Job Function
Finance and Sales
Industries: Banking, Financial Services, and Investment Management
Incentive Eligibility: All roles are incentive eligible with the exception of Co‑Op, Intern, or Student positions.
We are an E‑Verify Employer. At First Financial Bank, our mission is clear: to be the best bank to do business with, the best place to work, and the best financial partner for our shareholders and the communities we serve. We believe that how we work is just as important as what we achieve. That’s why we’re guided by core values that shape everything we do: Doing the right thing, Teamwork, Mutual respect, Wellbeing, Excellence. Our success starts with our people. We know that when our associates are talented, engaged, and supported, they create outstanding results. If you're looking to be part of a team that values integrity, inclusion, and collaboration—and where your growth matters—you'll find your future here.
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Commercial Relationship Manager
role at
First Financial Bank .
Location: Cincinnati, OH. Pay Range: $100,000/annually to $125,500/annually.
Responsibilities
Develop new and expand existing client relationships by initiating business development activities, proactively reviewing clients' current and changing financial needs, and cross‑selling products and services.
Grow and maintain a profitable book of business (loans and deposits) to achieve individual and market goals.
Develop a comprehensive understanding of clients' needs based on the review and analysis of personal and financial data.
Qualify prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan requests.
Prepare and oversee the completion of loan approval requirements, including careful underwriting so that the structure meets the needs of the borrower and the bank.
Obtain appropriate approval for credit under consideration.
Recommend and negotiate the terms under which the credit will be extended to include pricing, fees, costs, repayment method and schedule, collateral requirements, etc.
Manage portfolio, including monitoring credit quality (past‑due credits, non‑performing and credit exceptions, covenant compliance and credit exceptions) of active portfolio.
Actively participate and represent First Financial Bank in various community, civic and professional organizations.
Refer loans to loan committee for approval.
Understand clients' financial goals, provide credible advice and recommend products that fit their holistic needs.
Intimately understand clients' business priorities and refer them to other lines of business as appropriate.
Qualifications
Bachelor's degree.
Three (3) years of proven relationship/account management experience selling banking products in the appropriate segmentation.
Excellent interpersonal, written, and verbal communication and presentation skills.
Excellent organizational skills and ability to handle and prioritize multiple tasks.
Well‑developed analytical and problem‑solving skills.
Ability to generate new business through a consultative sales approach.
Demonstrated sales and negotiating experience.
Ability to work effectively with individuals and groups in managing customer relationships.
Well versed in product knowledge.
Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.
Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.
Seniority Level
Mid‑Senior level
Employment Type
Full‑time
Job Function
Finance and Sales
Industries: Banking, Financial Services, and Investment Management
Incentive Eligibility: All roles are incentive eligible with the exception of Co‑Op, Intern, or Student positions.
We are an E‑Verify Employer. At First Financial Bank, our mission is clear: to be the best bank to do business with, the best place to work, and the best financial partner for our shareholders and the communities we serve. We believe that how we work is just as important as what we achieve. That’s why we’re guided by core values that shape everything we do: Doing the right thing, Teamwork, Mutual respect, Wellbeing, Excellence. Our success starts with our people. We know that when our associates are talented, engaged, and supported, they create outstanding results. If you're looking to be part of a team that values integrity, inclusion, and collaboration—and where your growth matters—you'll find your future here.
#J-18808-Ljbffr