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First Bank

Mortgage Home Loan Advisor

First Bank, Lincoln, Nebraska, United States, 68511

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Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

What You Will Be Doing

Sourcing leads for mortgage home loans

Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.

Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan

Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns

Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met

Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program

Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

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