Equity Bank
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Consumer Underwriter
role at
Equity Bank
Position Opening: Consumer Underwriter
Department: Credit Administration
Location: Wichita, Kansas
Salary: FT Salary
Responsibilities and Expectations
Underwrite/Decision all Consumer Loans, Small Business Loans and Small Business Credit Cards if the aggregate lending relationship is under $250,000. Small Business Products would include the following: Commercial requests for both secured and unsecured term loans and lines of credit.
Review customer credit reports
Review/Verify customer income documentation
Review Business Tax Returns and Financial Statements for Business Applications
Review any Guarantor Income and Credit Information for Business Applications
Review/Verify loan collateral
Update and maintain loan pipeline; respond to new requests in a timely manner
Prepare Documents in Laser Pro
Follow-up with Bankers on signed loan documents
Ensure Compliance for Loan Applications/Denials/Withdrawals
Deliver OUTSTANDING Customer Service to Customers both internal and external
Become an expert in the application/underwriting software (Decision Pro, etc.)
Provide compliance support and follow-up with frontline personnel
Assist in training loan officers in Decision Pro and other necessary programs
Troubleshoot Decision Pro system issues as they arise
Assist in customizing/tailoring Decision Pro as needed
Attend and provide support to training classes, as required
Participate in inter-departmental meetings, as necessary
Perform other duties as assigned or required.
Required Skills & Education
Bachelor’s degree preferred
3-5 years banking experience required
Excellent interpersonal skills and professional manner
Computer skills, especially the ability to work in Windows based systems
Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethics and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements.
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.
Seniority level Mid-Senior level
Employment type Full-time
Job function Finance and Sales
Industries Banking
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Consumer Underwriter
role at
Equity Bank
Position Opening: Consumer Underwriter
Department: Credit Administration
Location: Wichita, Kansas
Salary: FT Salary
Responsibilities and Expectations
Underwrite/Decision all Consumer Loans, Small Business Loans and Small Business Credit Cards if the aggregate lending relationship is under $250,000. Small Business Products would include the following: Commercial requests for both secured and unsecured term loans and lines of credit.
Review customer credit reports
Review/Verify customer income documentation
Review Business Tax Returns and Financial Statements for Business Applications
Review any Guarantor Income and Credit Information for Business Applications
Review/Verify loan collateral
Update and maintain loan pipeline; respond to new requests in a timely manner
Prepare Documents in Laser Pro
Follow-up with Bankers on signed loan documents
Ensure Compliance for Loan Applications/Denials/Withdrawals
Deliver OUTSTANDING Customer Service to Customers both internal and external
Become an expert in the application/underwriting software (Decision Pro, etc.)
Provide compliance support and follow-up with frontline personnel
Assist in training loan officers in Decision Pro and other necessary programs
Troubleshoot Decision Pro system issues as they arise
Assist in customizing/tailoring Decision Pro as needed
Attend and provide support to training classes, as required
Participate in inter-departmental meetings, as necessary
Perform other duties as assigned or required.
Required Skills & Education
Bachelor’s degree preferred
3-5 years banking experience required
Excellent interpersonal skills and professional manner
Computer skills, especially the ability to work in Windows based systems
Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethics and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements.
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.
Seniority level Mid-Senior level
Employment type Full-time
Job function Finance and Sales
Industries Banking
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