BankTalent HQ
CRA Mortgage Lender- Maricopa County Arizona
BankTalent HQ, Phoenix, Arizona, United States, 85003
At National Bank of Arizona, we're a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships, we pride ourselves on providing our clients, shareholders and each other the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 35 years later, our approach hasn't changed.
At NBAZ, the possibilities are endless - come for the job, stay for a career.
We are looking for a
CRA Mortgage Lender
to provide top notch customer service to our clients and customers. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!
Essential Functions:
Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
Ensure compliance with regulatory guidelines in the performance of loan originator duties.
Interview potential applicants to develop information concerning their needs, desires and other information.
Obtain and review pertinent financial and credit data.
Assist customers with information about loan types and interest rate options, lock interest rates as requested by the customer, prepare and send initial disclosures to customers and submit information to automated underwriting software.
Ensure any re-disclosures are made timely.
May order appraisals through our systems, arrange for title search and obtain necessary documents.
Communicate with the customer throughout the process and work with processors through closing.
Originate residential home loans.
Stay informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
Develop and maintain internal relationships to drive cross-sell opportunities for other bank products.
Other duties as assigned.
Qualifications:
Requires a college degree and 4+ years of mortgage lending origination experience, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
Ability to successfully solicit loans.
Good problem solving skills.
Ability to work independently.
Strong interpersonal skills.
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills.
Ability to work effectively in a high pressure environment.
Ability to work with various types of computer software, including mortgage specific software.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays.
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
Mental health benefits including coaching and therapy sessions.
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
Employee Ambassador preferred banking products.
#J-18808-Ljbffr
At NBAZ, the possibilities are endless - come for the job, stay for a career.
We are looking for a
CRA Mortgage Lender
to provide top notch customer service to our clients and customers. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!
Essential Functions:
Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
Ensure compliance with regulatory guidelines in the performance of loan originator duties.
Interview potential applicants to develop information concerning their needs, desires and other information.
Obtain and review pertinent financial and credit data.
Assist customers with information about loan types and interest rate options, lock interest rates as requested by the customer, prepare and send initial disclosures to customers and submit information to automated underwriting software.
Ensure any re-disclosures are made timely.
May order appraisals through our systems, arrange for title search and obtain necessary documents.
Communicate with the customer throughout the process and work with processors through closing.
Originate residential home loans.
Stay informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
Develop and maintain internal relationships to drive cross-sell opportunities for other bank products.
Other duties as assigned.
Qualifications:
Requires a college degree and 4+ years of mortgage lending origination experience, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
Ability to successfully solicit loans.
Good problem solving skills.
Ability to work independently.
Strong interpersonal skills.
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills.
Ability to work effectively in a high pressure environment.
Ability to work with various types of computer software, including mortgage specific software.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays.
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
Mental health benefits including coaching and therapy sessions.
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
Employee Ambassador preferred banking products.
#J-18808-Ljbffr