Zurich North America
Underwriting Specialist OR Executive Underwriter- MM Complex Property
Zurich North America, Topeka, Kansas, United States
Join Zurich North America as an
Underwriting Specialist
or
Executive Underwriter – MM Complex Property
and be part of our Middle Markets team in the Midwest Market.
This role will be based out of one of the following Zurich offices: Chicago IL, Schaumburg IL, Edina MN, Independence OH, Pittsburgh, Kansas City STL, Wisconsin Virtual, or Michigan Virtual.
Role Overview As a Complex Property Underwriter, you will handle complex new and renewal Middle Markets property business. You will apply and hone your property underwriting and marketing skills while building relationships with Select Brokers in the Midwest region.
Key Responsibilities
Serve as a customer industry advocate focused on improving the customer experience by understanding their risk and offering the best end‑to‑end solution for their insurance needs.
Use a disciplined approach to exposure evaluation, risk assessment and pricing.
Leverage risk insights, data, and models to drive informed decisions at point of sale.
Identify gaps and align Zurich’s products and value proposition to provide contract certainty the customer needs.
Demonstrate strong analytical skills and execute as an innovative advisor.
Underwrite, analyze, and generate new and renewal business.
Maintain a market‑facing presence and production within the growing Middle Markets property division.
Administer and monitor underwriting rules and guidelines, insurance laws, regulations, and rating manual rules.
Develop and maintain agency and broker relationships.
Work within broad limits and authorities on highly complex assignments.
Basic Qualifications Underwriting Specialist
High School Diploma or Equivalent and 5+ years of experience in underwriting or market‑facing area.
High School Diploma or Equivalent and 10+ years of experience in claims or underwriting support area.
Zurich Certified Insurance Apprentice with an associate degree and 3+ years of experience in underwriting or market‑facing area.
Zurich Certified Insurance Apprentice with an associate degree and 8+ years of experience in claims or underwriting support area.
Executive Underwriter
High School Diploma or Equivalent and 7+ years of experience in underwriting or market‑facing area.
High School Diploma or Equivalent and 14+ years of experience in claims or underwriting support area.
Zurich Certified Insurance Apprentice with an associate degree and 5+ years of experience in underwriting or market‑facing area.
Zurich Certified Insurance Apprentice with an associate degree and 12+ years of experience in claims or underwriting support area.
Experience with Microsoft Office.
Preferred Qualifications
Bachelor’s Degree.
Market‑facing, property underwriting experience.
3+ years of underwriting experience in Middle Market or larger.
Ability to effectively assess risk.
Strong negotiation and relationship‑building skills.
Strong retail broker relationships.
Superior skills in active listening, needs analysis, and win‑win negotiating.
Knowledge of time restraints for quotes on new and renewal business.
Excellent oral and written communication skills.
Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines.
Demonstrated technical knowledge and skills reflecting progression of positions of increasing responsibility.
CPCU and ARM a plus.
Compensation Your pay at Zurich is based on your role, location, skills, and experience. The combined salary range for this position is $74,300 – $161,000. The Underwriting Specialist range is $74,300 – $121,700, with short‑term incentive bonus eligibility of 10%. The Executive Underwriter range is $98,300 – $161,000, with short‑term incentive bonus eligibility of 15%.
Benefits We offer competitive pay and comprehensive benefits for employees and their families.
Why Zurich? At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.
Join us for a brighter future—for yourself and our customers.
Equal Opportunity Employer Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033.
Contact & Application Preferred vendors should use our Recruiting Agency Portal; Zurich does not accept unsolicited CVs from agencies.
Location and Schedule Locations: Chicago, Edina, Independence, Kansas Virtual Office, Michigan Virtual Office, Pittsburgh, Schaumburg, St. Louis, Wisconsin Virtual Office. Remote Working: Hybrid. Schedule: Full Time. Employment Sponsorship Offered: No.
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Underwriting Specialist
or
Executive Underwriter – MM Complex Property
and be part of our Middle Markets team in the Midwest Market.
This role will be based out of one of the following Zurich offices: Chicago IL, Schaumburg IL, Edina MN, Independence OH, Pittsburgh, Kansas City STL, Wisconsin Virtual, or Michigan Virtual.
Role Overview As a Complex Property Underwriter, you will handle complex new and renewal Middle Markets property business. You will apply and hone your property underwriting and marketing skills while building relationships with Select Brokers in the Midwest region.
Key Responsibilities
Serve as a customer industry advocate focused on improving the customer experience by understanding their risk and offering the best end‑to‑end solution for their insurance needs.
Use a disciplined approach to exposure evaluation, risk assessment and pricing.
Leverage risk insights, data, and models to drive informed decisions at point of sale.
Identify gaps and align Zurich’s products and value proposition to provide contract certainty the customer needs.
Demonstrate strong analytical skills and execute as an innovative advisor.
Underwrite, analyze, and generate new and renewal business.
Maintain a market‑facing presence and production within the growing Middle Markets property division.
Administer and monitor underwriting rules and guidelines, insurance laws, regulations, and rating manual rules.
Develop and maintain agency and broker relationships.
Work within broad limits and authorities on highly complex assignments.
Basic Qualifications Underwriting Specialist
High School Diploma or Equivalent and 5+ years of experience in underwriting or market‑facing area.
High School Diploma or Equivalent and 10+ years of experience in claims or underwriting support area.
Zurich Certified Insurance Apprentice with an associate degree and 3+ years of experience in underwriting or market‑facing area.
Zurich Certified Insurance Apprentice with an associate degree and 8+ years of experience in claims or underwriting support area.
Executive Underwriter
High School Diploma or Equivalent and 7+ years of experience in underwriting or market‑facing area.
High School Diploma or Equivalent and 14+ years of experience in claims or underwriting support area.
Zurich Certified Insurance Apprentice with an associate degree and 5+ years of experience in underwriting or market‑facing area.
Zurich Certified Insurance Apprentice with an associate degree and 12+ years of experience in claims or underwriting support area.
Experience with Microsoft Office.
Preferred Qualifications
Bachelor’s Degree.
Market‑facing, property underwriting experience.
3+ years of underwriting experience in Middle Market or larger.
Ability to effectively assess risk.
Strong negotiation and relationship‑building skills.
Strong retail broker relationships.
Superior skills in active listening, needs analysis, and win‑win negotiating.
Knowledge of time restraints for quotes on new and renewal business.
Excellent oral and written communication skills.
Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines.
Demonstrated technical knowledge and skills reflecting progression of positions of increasing responsibility.
CPCU and ARM a plus.
Compensation Your pay at Zurich is based on your role, location, skills, and experience. The combined salary range for this position is $74,300 – $161,000. The Underwriting Specialist range is $74,300 – $121,700, with short‑term incentive bonus eligibility of 10%. The Executive Underwriter range is $98,300 – $161,000, with short‑term incentive bonus eligibility of 15%.
Benefits We offer competitive pay and comprehensive benefits for employees and their families.
Why Zurich? At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.
Join us for a brighter future—for yourself and our customers.
Equal Opportunity Employer Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033.
Contact & Application Preferred vendors should use our Recruiting Agency Portal; Zurich does not accept unsolicited CVs from agencies.
Location and Schedule Locations: Chicago, Edina, Independence, Kansas Virtual Office, Michigan Virtual Office, Pittsburgh, Schaumburg, St. Louis, Wisconsin Virtual Office. Remote Working: Hybrid. Schedule: Full Time. Employment Sponsorship Offered: No.
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