Sage Home Loans Corporation
Mortgage Loan Processor (Builder) | Sage Home Loans
Sage Home Loans Corporation, Charlotte, North Carolina, United States, 28245
Charlotte, NC
This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.
Responsibilities
Accurately package a pipeline of
builder
and
broker
loans funneled to you by Mortgage Loan Originators, managing an average of 20+ loans at a time
Ensure timely, proactive phone and email communication with borrowers throughout the loan origination process
Handle all loan documentation and meet deadlines consistently
Establish strong upfront relationships with borrowers and guide them through the loan process
Determine borrower creditworthiness by gathering and analyzing credit reports, qualifying ratios, income and expense data, employment documentation, and property values
Verify and analyze all required financial and legal documentation from pre-approval to closing, ensuring loan files are complete and satisfy underwriting conditions
Proactively identify and mitigate potential issues that may arise during the origination process
Collaborate with internal and external teams to drive loans to a timely and successful closing
Provide operational feedback to management and suggest alternative models to improve efficiency and conversion rates
Qualifications
2–3 years of experience actively managing a pipeline of residential mortgage loans
A solid understanding of the mortgage loan process and various loan types, including FNMA, FHLMC, FHA, and Jumbo
Knowledge of agency conventional underwriting product guidelines
Proficient in the Encompass loan origination system and the Microsoft Office suite
Proficiency in builder portals Kind, Click & Close, or similar
Proactive and engaging communicator with the ability to thoughtfully guide borrowers through the loan process
Highly organized, detail-oriented, and capable of solving problems independently
Compensation and Benefits We offer competitive salaries and a comprehensive benefits program for full-time employees, including medical, dental and vision coverage, paid time off, life insurance, disability coverage, employee assistance program, 401(k) plan and a paid parental leave program.
Sage Home Loans Corporation is a digital mortgage lender solution redefining the mortgage origination experience. By building new technology solutions we're creating simple and clean customer experiences to simplify the mortgage application process. Our team has developed a fully digital online application that enables the user to complete their application and start looking for the right mortgage that matches their needs 24/7. We then marry the digital journey with exceptional human interaction from our expert Loan Officers to create the best possible borrower experience.
Founded in 2000, Red Ventures (RV) is home to a diverse portfolio of industry‑leading brands and businesses, strategic partnerships and proprietary technology, including Sage Home Loans, Bankrate, Lonely Planet, The Points Guy, BestColleges and more. Together, RV helps millions of people worldwide make life’s most important decisions, accelerates digital adaptation, and innovates the online consumer experience by improving every step of the consumer journey from first discovery of information, throughout the decision‑making process, to transactions. Headquartered south of Charlotte, NC, Red Ventures employs thousands of people across the US and Puerto Rico, with international offices in the UK and Brazil.
Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a person's merit and qualifications.
We are committed to providing equal employment opportunities to qualified individuals with disabilities. This includes providing reasonable accommodation where appropriate. Should you require a reasonable accommodation to apply or participate in the job application or interview process, please contact accommodation@redventures.com.
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This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.
Responsibilities
Accurately package a pipeline of
builder
and
broker
loans funneled to you by Mortgage Loan Originators, managing an average of 20+ loans at a time
Ensure timely, proactive phone and email communication with borrowers throughout the loan origination process
Handle all loan documentation and meet deadlines consistently
Establish strong upfront relationships with borrowers and guide them through the loan process
Determine borrower creditworthiness by gathering and analyzing credit reports, qualifying ratios, income and expense data, employment documentation, and property values
Verify and analyze all required financial and legal documentation from pre-approval to closing, ensuring loan files are complete and satisfy underwriting conditions
Proactively identify and mitigate potential issues that may arise during the origination process
Collaborate with internal and external teams to drive loans to a timely and successful closing
Provide operational feedback to management and suggest alternative models to improve efficiency and conversion rates
Qualifications
2–3 years of experience actively managing a pipeline of residential mortgage loans
A solid understanding of the mortgage loan process and various loan types, including FNMA, FHLMC, FHA, and Jumbo
Knowledge of agency conventional underwriting product guidelines
Proficient in the Encompass loan origination system and the Microsoft Office suite
Proficiency in builder portals Kind, Click & Close, or similar
Proactive and engaging communicator with the ability to thoughtfully guide borrowers through the loan process
Highly organized, detail-oriented, and capable of solving problems independently
Compensation and Benefits We offer competitive salaries and a comprehensive benefits program for full-time employees, including medical, dental and vision coverage, paid time off, life insurance, disability coverage, employee assistance program, 401(k) plan and a paid parental leave program.
Sage Home Loans Corporation is a digital mortgage lender solution redefining the mortgage origination experience. By building new technology solutions we're creating simple and clean customer experiences to simplify the mortgage application process. Our team has developed a fully digital online application that enables the user to complete their application and start looking for the right mortgage that matches their needs 24/7. We then marry the digital journey with exceptional human interaction from our expert Loan Officers to create the best possible borrower experience.
Founded in 2000, Red Ventures (RV) is home to a diverse portfolio of industry‑leading brands and businesses, strategic partnerships and proprietary technology, including Sage Home Loans, Bankrate, Lonely Planet, The Points Guy, BestColleges and more. Together, RV helps millions of people worldwide make life’s most important decisions, accelerates digital adaptation, and innovates the online consumer experience by improving every step of the consumer journey from first discovery of information, throughout the decision‑making process, to transactions. Headquartered south of Charlotte, NC, Red Ventures employs thousands of people across the US and Puerto Rico, with international offices in the UK and Brazil.
Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a person's merit and qualifications.
We are committed to providing equal employment opportunities to qualified individuals with disabilities. This includes providing reasonable accommodation where appropriate. Should you require a reasonable accommodation to apply or participate in the job application or interview process, please contact accommodation@redventures.com.
#J-18808-Ljbffr