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Lone Star National Bank

Merchant Services Specialist I

Lone Star National Bank, Pharr, Texas, United States, 78577

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MAS Building - Pharr, TX 78577 Description

Job Summary The Merchant Services Specialist I develops new processing relationship for Merchant Services products with local business.

Essential Duties The duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties, as assigned, including cross training across other departments, as necessary. In addition, incumbent may be required to rotate between banking centers, as needed.

Provides telephone support and acts as primary customer service contact for Merchant Services customers to assist with general account inquiries, technical support, billing, and any other special requests

Prepares proposals and performs sales presentations and product training at client locations

Prepares client implementation documents, and maintains client files

Performs follow up with Merchant Services referrals from bank employees

Tracks new account production and residual volume

Monitors portfolio reports (low volume, no activity, inventory record)

Acts as liaison with branch staff with qualifying Merchant services prospects and joins them in sales activities to generate new business (call blocks, outbound visits, Banking Center huddles)

Performs pricing review of regional competitors, maintains prospect database and monthly sales reports tracking ongoing activity

Performs periodic portfolio reviews to identify revenue opportunities

Participates in bank trainings as required specific to the merchant services department

Participates in job specific training and other various Bank training programs, as necessary

Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy

Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations

Maintains current knowledge of all rules, regulations, and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML

Qualifications These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

A self-starting individual who possesses a High School diploma

One month to twelve months of similar or related experience

Excellent written and verbal communication skills for maintaining effective relationships with officers, staff employees and customers; bilingual in English and Spanish

Effective negotiation and sales presentation skills

Knowledge of personal computers and familiarity with word processing and spreadsheet software is essential

Strong sales, aptitude, flexibility, professionalism, ability to work in a highly stressful environment and perform a variety of tasks with numerous interruptions

Attention to detail and a high degree of mental concentration, as well as the ability to multi-task

Ability to work a flexible work schedule Monday-Saturday

Travel is required

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