Mypremiercreditcard
We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our
and **Location:**Sioux Falls, SD
**Shift:**M-F 8am - 5pm
**Job Schedule:**Full-Time
**Company:** First PREMIER Bank* Originate secondary market real estate loans.* Process applications as needed.* Assist with all areas of mortgage process from application through closing as needed.* Schedule appointments.* Interview applicants.* Determine eligibility and appropriate loan programs.* Complete applications.* Schedule closings.* Cross-sell other Bank products and services.* Read updates and guidelines changes for FHA, VA, SDHDA and Conventional loan products and regulatory issues.* Keep abreast of secondary market enhancements and industry changes.* Assist Mortgage Associates with issues and questions regarding loan files, closings and documentation.* Review files for timely service and closings.* Solicit business from realtors, personal bankers and Bank customer base.* Build relationships with realtors.* Turn rate calls into sales calls.* Build awareness of mortgage loan products and rates within and outside the Bank.* Participates in community civic and social organizations.* Receive sales leads and contact potential customers.* Outside sales meetings consisting of 30 to 40% of time from the office to gather or present customer material as follows:
+ Attend community functions to establish client calls.
+ Collect financial data from customers.
+ Identify loan products matching customer’s needs.
+ Explains terms available to customers.
+ Compile and present documentation to customers.
+ Finalize loan sale.* Provide assistance to VP, Mortgage Banking Manager, to develop and conduct department training.* Provide assistance as needed to internal and external auditors/examiners.* Research and recommend enhancements to computer systems used within the department.* Negotiate terms with secondary market investors.* Work with portfolio loan programs.* 2+ years in a real estate origination department or environment.* Must possess working knowledge of Mortgage Banking processes and procedures.* Combination of education/experience that would enable incumbent to meet essential functions and required competencies of the position.* Bachelor’s degree in business administration, Finance or related area, or equivalent related experience required.* Working knowledge of all bank products and services.* Direct sales and business development experience.* Strong sales, communication, cross-selling, sales planning skills.* Demonstrate strong verbal and written communication skills.* Ability to maintain confidentiality required.* Basic computer skills.* Proficiency of the English language.* Exceptional verbal and written communication skills.* Ability to concentrate and work independently.* Attention to detail, analytical and problem-solving skills.* Capacity to learn, adapt to change, and become proficient quickly.* Ability to handle stress, exercise self-control, adhere to company policies and procedures and uphold the PREMIER Way.* Understand investor and insurer requirements to ensure compliance and loan sale ability.* Full medical benefits when working 20+ hours per week* Traditional and High Deductible health plan options available* FREE dental and vision coverage* Generous Paid Time Off plans* 401(k) – dollar-for-dollar match up to 5% of total compensation* Special discounts and offers for events at the Denny Sanford PREMIER Center* PREMIER Wellness Program* Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year* Fun Employee Parties**We Value People**At PREMIER you get more than a paycheck, you get a rewarding career where you can make a difference! Headquartered in Sioux Falls, South Dakota, First PREMIER Bank and PREMIER Bankcard are considered one of the nation’s strongest financial organizations. We have achieved this success thanks to our commitment to always doing what is right for our employees, customers and the communities we serve. We value people and treat our employees as our greatest resource. We actively invest in their professional growth and development, make a strong effort to recognize achievement and take the time to celebrate success.**Spirit of Giving Back**Giving back to our communities is at the heart of PREMIER. We support nearly 700 organizations, non-profits and events. Paid volunteer hours encourage PREMIER employees to get involved in the community. Our employees annually volunteer an average of 33,000 hours for causes important to them.**The PREMIER Way**Our spirit of giving is rooted in The PREMIER Way and the PREMIER Attitude. These shared views and values guide our interactions with each other, our customers and our communities. It’s the foundation of our culture and makes PREMIER a great place to work.**PREMIER Benefits**PREMIER employees who work 20+ hours per week are eligible for full-time benefits, including medical coverage with free vision and dental insurance. We offer expanded Paid Time Off and a highly competitive 401(k) plan that features a dollar-for-dollar company match after 120 days of employment. Employees can experience personal and professional growth through PREMIER University. It offers skill-based training, leadership classes and inspirational national speakers.**PREMIER Wellness**PREMIER Wellness unifies physical and mental health, financial wellness and community giving under one program designed to help employees find optimal work/life wellbeing. Through our Employee Assistance Program, employees have access to free counseling sessions, online resources and legal support. Community Giving offers our employees purpose-driven, meaningful opportunities where they know they are making a difference.**Celebrating Success**Recognizing and rewarding success is an important part of the PREMIER culture. We celebrate and show our appreciation with private concerts and special events. We’ve also celebrated with surprise gifts, cash/car giveaways, Apple watches, wireless earbuds and more! At quarterly staff meetings, employees who have gone above and beyond in their job or in their community are awarded a PREMIER Performer or PREMIER Eagle Service Award. Employees celebrating 20, 25, 30, 35, 40, 45 and 50 year Milestone Anniversaries receive $1,000 for every year they have worked with PREMIER. #J-18808-Ljbffr
and **Location:**Sioux Falls, SD
**Shift:**M-F 8am - 5pm
**Job Schedule:**Full-Time
**Company:** First PREMIER Bank* Originate secondary market real estate loans.* Process applications as needed.* Assist with all areas of mortgage process from application through closing as needed.* Schedule appointments.* Interview applicants.* Determine eligibility and appropriate loan programs.* Complete applications.* Schedule closings.* Cross-sell other Bank products and services.* Read updates and guidelines changes for FHA, VA, SDHDA and Conventional loan products and regulatory issues.* Keep abreast of secondary market enhancements and industry changes.* Assist Mortgage Associates with issues and questions regarding loan files, closings and documentation.* Review files for timely service and closings.* Solicit business from realtors, personal bankers and Bank customer base.* Build relationships with realtors.* Turn rate calls into sales calls.* Build awareness of mortgage loan products and rates within and outside the Bank.* Participates in community civic and social organizations.* Receive sales leads and contact potential customers.* Outside sales meetings consisting of 30 to 40% of time from the office to gather or present customer material as follows:
+ Attend community functions to establish client calls.
+ Collect financial data from customers.
+ Identify loan products matching customer’s needs.
+ Explains terms available to customers.
+ Compile and present documentation to customers.
+ Finalize loan sale.* Provide assistance to VP, Mortgage Banking Manager, to develop and conduct department training.* Provide assistance as needed to internal and external auditors/examiners.* Research and recommend enhancements to computer systems used within the department.* Negotiate terms with secondary market investors.* Work with portfolio loan programs.* 2+ years in a real estate origination department or environment.* Must possess working knowledge of Mortgage Banking processes and procedures.* Combination of education/experience that would enable incumbent to meet essential functions and required competencies of the position.* Bachelor’s degree in business administration, Finance or related area, or equivalent related experience required.* Working knowledge of all bank products and services.* Direct sales and business development experience.* Strong sales, communication, cross-selling, sales planning skills.* Demonstrate strong verbal and written communication skills.* Ability to maintain confidentiality required.* Basic computer skills.* Proficiency of the English language.* Exceptional verbal and written communication skills.* Ability to concentrate and work independently.* Attention to detail, analytical and problem-solving skills.* Capacity to learn, adapt to change, and become proficient quickly.* Ability to handle stress, exercise self-control, adhere to company policies and procedures and uphold the PREMIER Way.* Understand investor and insurer requirements to ensure compliance and loan sale ability.* Full medical benefits when working 20+ hours per week* Traditional and High Deductible health plan options available* FREE dental and vision coverage* Generous Paid Time Off plans* 401(k) – dollar-for-dollar match up to 5% of total compensation* Special discounts and offers for events at the Denny Sanford PREMIER Center* PREMIER Wellness Program* Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year* Fun Employee Parties**We Value People**At PREMIER you get more than a paycheck, you get a rewarding career where you can make a difference! Headquartered in Sioux Falls, South Dakota, First PREMIER Bank and PREMIER Bankcard are considered one of the nation’s strongest financial organizations. We have achieved this success thanks to our commitment to always doing what is right for our employees, customers and the communities we serve. We value people and treat our employees as our greatest resource. We actively invest in their professional growth and development, make a strong effort to recognize achievement and take the time to celebrate success.**Spirit of Giving Back**Giving back to our communities is at the heart of PREMIER. We support nearly 700 organizations, non-profits and events. Paid volunteer hours encourage PREMIER employees to get involved in the community. Our employees annually volunteer an average of 33,000 hours for causes important to them.**The PREMIER Way**Our spirit of giving is rooted in The PREMIER Way and the PREMIER Attitude. These shared views and values guide our interactions with each other, our customers and our communities. It’s the foundation of our culture and makes PREMIER a great place to work.**PREMIER Benefits**PREMIER employees who work 20+ hours per week are eligible for full-time benefits, including medical coverage with free vision and dental insurance. We offer expanded Paid Time Off and a highly competitive 401(k) plan that features a dollar-for-dollar company match after 120 days of employment. Employees can experience personal and professional growth through PREMIER University. It offers skill-based training, leadership classes and inspirational national speakers.**PREMIER Wellness**PREMIER Wellness unifies physical and mental health, financial wellness and community giving under one program designed to help employees find optimal work/life wellbeing. Through our Employee Assistance Program, employees have access to free counseling sessions, online resources and legal support. Community Giving offers our employees purpose-driven, meaningful opportunities where they know they are making a difference.**Celebrating Success**Recognizing and rewarding success is an important part of the PREMIER culture. We celebrate and show our appreciation with private concerts and special events. We’ve also celebrated with surprise gifts, cash/car giveaways, Apple watches, wireless earbuds and more! At quarterly staff meetings, employees who have gone above and beyond in their job or in their community are awarded a PREMIER Performer or PREMIER Eagle Service Award. Employees celebrating 20, 25, 30, 35, 40, 45 and 50 year Milestone Anniversaries receive $1,000 for every year they have worked with PREMIER. #J-18808-Ljbffr