Choice Bank
Consumer Mortgage Servicing Specialist II
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Consumer Mortgage Servicing Specialist II
role at
Choice Bank
Job Summary The Consumer Mortgage Loan Servicing Specialist II is responsible for day-to-day management of residential mortgage loans after closing, ensuring accurate payment processing, escrow administration, borrower support and regulatory compliance. This role serves as a critical bridge between borrowers, internal teams, servicer/investor partners and third-party vendors, delivering consistent, compliant, and high-quality servicing across the loan lifecycle.
Responsibilities Loan Administration
Processes loan documents timely and accurately in accordance with Choice Financial, federal and state law requirements.
Processes updates to loans in the core system, including updates to addresses, payment options, payment schedules, statement delivery options, escrow addendums, etc.
Maintains the integrity and accuracy of loan information on the core system by reviewing daily reports and ensuring prompt resolution of transaction exceptions and errors or omissions in account setup.
Processes loan payments daily.
Completes assigned reconciliations and follows-up with appropriate individuals regarding discrepancies.
Manages Escrow: Reviews daily reports, completes reconciliations, and processes payments for escrowed real estate taxes, private mortgage insurance, and hazard insurance.
Oversees Insurance Tracking: Reviews tracking reports, provides weekly data uploads, follows up on weekly exceptions and works to resolve customer issues.
Processes the Mortgage Department’s paid notes and collateral releases.
Manages the tracking process of past due real estate taxes.
Compiles data for and completes the HMDA-LAR in established timelines.
Images Documents to Document Imaging System.
Mortgage Servicing
Inputs mortgage loans on core system, accurately reflecting executed loan documents.
Processes FNMA and other secondary market purchase transactions.
Completes daily cash remittance and month-end reporting for secondary market loan portfolio.
Assists with follow-up as it relates to servicing the in-house and secondary market mortgage portfolio.
Customer Service and Product Support
Supports, advances, and is responsible for meeting Premier Experience service standards, including providing daily user support.
Acts as the dedicated point of contact for customer inquiries and concerns, ensuring timely, accurate, and empathetic responses. Maintains ownership of issues from initial contact through resolution, proactively following up to guarantee customer satisfaction.
Collaborates with internal teams to resolve complex matters and communicates updates clearly to customers.
Other Projects & Responsibilities
Assists with preparing mortgage files for internal and external review.
Collaborates with appropriate loan department staff on related questions/issues regarding loan documentation.
Creates and/or updates department specific procedures when necessary.
Identifies opportunities to improve customer experience and shares feedback with leadership to enhance service delivery.
Other General & Administrative
Assist with completing special projects and assignments as required by department leadership.
Actively participate in internal and external continuing education for mortgage loan operations and leadership.
Maintain knowledge of company products and services.
Have a working knowledge of Choice Financial’s policies and procedures and comply with them.
Maintain complete confidentiality with regards to customer accounts, loans and bank relationships.
Project a positive image of Choice Financial when representing the organization.
Actively support management and organizational goals.
Interact with other employees to promote teamwork, communications, trust and respect.
Adapt to meet the ever-changing customer and community needs.
Performs duties outside normal scope as assigned.
Related Skills & Key Competencies
Leads as a team player with excellent interpersonal skills and develops partnerships.
Takes initiative by proactively identifying what needs to be done and acts.
Communicates effectively with excellent written and oral communication skills.
Promotes and administers change and accepts diversity.
Exhibits problem-solving, analytical thinking, and decision-making skills.
Fosters open communication.
Follows policies and procedures.
Proficient computer skills including Microsoft Office (Word, Excel, Access).
Must work in an efficient, systematic way.
Must display consistency, thoroughness, attention to detail, and strong organizational skills.
Use sound judgment in prioritizing tasks to work under tight deadlines.
Demonstrates strong customer service skills, including active listening, empathy, and clear communication. Ability to manage multiple inquiries while maintaining professionalism and accuracy.
Qualifications
4 to 6 years of relevant experience with requisite competencies.
Advanced knowledge of mortgage servicing, FNMA guidelines, and secondary market processes.
Proven track record of resolving complex customer issues and maintaining high satisfaction levels.
Skilled in collaborating across departments to ensure timely resolution of customer concerns.
Strong organizational skills and ability to adapt to changing customer needs.
Travel Requirement This position requires travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs.
Seniority Level Mid-Senior level
Employment Type Full-time
Job Function Finance and Sales
Industries Banking
Referrals increase your chances of interviewing at Choice Bank by 2x
Compensation and Benefits The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience and geographic location. Full time employees are also eligible for a competitive bonus and benefits package. Check out bankwithchoice.com/careers for an outline of current benefit offerings.
All employment at Choice Financial Group is “at will” employment. This position description does not create an employment contract, implied or otherwise.
#J-18808-Ljbffr
Consumer Mortgage Servicing Specialist II
role at
Choice Bank
Job Summary The Consumer Mortgage Loan Servicing Specialist II is responsible for day-to-day management of residential mortgage loans after closing, ensuring accurate payment processing, escrow administration, borrower support and regulatory compliance. This role serves as a critical bridge between borrowers, internal teams, servicer/investor partners and third-party vendors, delivering consistent, compliant, and high-quality servicing across the loan lifecycle.
Responsibilities Loan Administration
Processes loan documents timely and accurately in accordance with Choice Financial, federal and state law requirements.
Processes updates to loans in the core system, including updates to addresses, payment options, payment schedules, statement delivery options, escrow addendums, etc.
Maintains the integrity and accuracy of loan information on the core system by reviewing daily reports and ensuring prompt resolution of transaction exceptions and errors or omissions in account setup.
Processes loan payments daily.
Completes assigned reconciliations and follows-up with appropriate individuals regarding discrepancies.
Manages Escrow: Reviews daily reports, completes reconciliations, and processes payments for escrowed real estate taxes, private mortgage insurance, and hazard insurance.
Oversees Insurance Tracking: Reviews tracking reports, provides weekly data uploads, follows up on weekly exceptions and works to resolve customer issues.
Processes the Mortgage Department’s paid notes and collateral releases.
Manages the tracking process of past due real estate taxes.
Compiles data for and completes the HMDA-LAR in established timelines.
Images Documents to Document Imaging System.
Mortgage Servicing
Inputs mortgage loans on core system, accurately reflecting executed loan documents.
Processes FNMA and other secondary market purchase transactions.
Completes daily cash remittance and month-end reporting for secondary market loan portfolio.
Assists with follow-up as it relates to servicing the in-house and secondary market mortgage portfolio.
Customer Service and Product Support
Supports, advances, and is responsible for meeting Premier Experience service standards, including providing daily user support.
Acts as the dedicated point of contact for customer inquiries and concerns, ensuring timely, accurate, and empathetic responses. Maintains ownership of issues from initial contact through resolution, proactively following up to guarantee customer satisfaction.
Collaborates with internal teams to resolve complex matters and communicates updates clearly to customers.
Other Projects & Responsibilities
Assists with preparing mortgage files for internal and external review.
Collaborates with appropriate loan department staff on related questions/issues regarding loan documentation.
Creates and/or updates department specific procedures when necessary.
Identifies opportunities to improve customer experience and shares feedback with leadership to enhance service delivery.
Other General & Administrative
Assist with completing special projects and assignments as required by department leadership.
Actively participate in internal and external continuing education for mortgage loan operations and leadership.
Maintain knowledge of company products and services.
Have a working knowledge of Choice Financial’s policies and procedures and comply with them.
Maintain complete confidentiality with regards to customer accounts, loans and bank relationships.
Project a positive image of Choice Financial when representing the organization.
Actively support management and organizational goals.
Interact with other employees to promote teamwork, communications, trust and respect.
Adapt to meet the ever-changing customer and community needs.
Performs duties outside normal scope as assigned.
Related Skills & Key Competencies
Leads as a team player with excellent interpersonal skills and develops partnerships.
Takes initiative by proactively identifying what needs to be done and acts.
Communicates effectively with excellent written and oral communication skills.
Promotes and administers change and accepts diversity.
Exhibits problem-solving, analytical thinking, and decision-making skills.
Fosters open communication.
Follows policies and procedures.
Proficient computer skills including Microsoft Office (Word, Excel, Access).
Must work in an efficient, systematic way.
Must display consistency, thoroughness, attention to detail, and strong organizational skills.
Use sound judgment in prioritizing tasks to work under tight deadlines.
Demonstrates strong customer service skills, including active listening, empathy, and clear communication. Ability to manage multiple inquiries while maintaining professionalism and accuracy.
Qualifications
4 to 6 years of relevant experience with requisite competencies.
Advanced knowledge of mortgage servicing, FNMA guidelines, and secondary market processes.
Proven track record of resolving complex customer issues and maintaining high satisfaction levels.
Skilled in collaborating across departments to ensure timely resolution of customer concerns.
Strong organizational skills and ability to adapt to changing customer needs.
Travel Requirement This position requires travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs.
Seniority Level Mid-Senior level
Employment Type Full-time
Job Function Finance and Sales
Industries Banking
Referrals increase your chances of interviewing at Choice Bank by 2x
Compensation and Benefits The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience and geographic location. Full time employees are also eligible for a competitive bonus and benefits package. Check out bankwithchoice.com/careers for an outline of current benefit offerings.
All employment at Choice Financial Group is “at will” employment. This position description does not create an employment contract, implied or otherwise.
#J-18808-Ljbffr