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Massachusetts Staffing

Credit Underwriter

Massachusetts Staffing, Boston, Massachusetts, United States, 02108

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Credit Underwriter Position

We are seeking experienced credit underwriters to issue credit decisions based on documented borrower profiles within program guidelines and client requirements. Underwriters will meet daily production goals, clear conditions, and maintain compliance with audit standards. This is a transactional employee (TE) position, meaning work is assigned on an "as needed" basis and may vary depending on client demand. While full-time hours are expected most of the year, a 40-hour workweek cannot be guaranteed. Flexibility is essential. Key Responsibilities

Underwrite residential mortgage loans in accordance with conventional guidelines. Analyze findings using loan prospector, desktop underwriter, asset wise, and other AUS engines. Review credit reports, mortgage appraisals, income sources, and asset statements. Identify and assess risk and potential fraud exposure. Meet daily production and quality targets. Work on flow loans and bulk transactions (expect 26 loans per day depending on complexity). Perform other related duties as assigned. Essential Qualifications

Required:

3+ years of recent frontline underwriting experience (manual and automated). Strong knowledge of conventional, FHA, VA, non-QM, and QM products. Experience with securitization and pooling financial assets. Proficiency in DU, LP, and other LOS systems. Ability to read guidelines and determine pass/fail decisions. Strong analytical, problem-solving, and communication skills. Preferred:

Experience with secondary market competitors (e.g., OPUS, AMC, JP3, Evolve, Digital Risk, CoreLogic). Career progression in mortgage industry (processing, closing, underwriting). Work Environment

Remote: Must have a quiet, productive workspace and hard-wired internet connection. Equipment provided (dual monitors, thin client, keyboard, camera) or use your own. Communication via Outlook and MS Teams. Schedule

Flexible start time: 7:00 AM

9:00 AM EST. 8-hour workday with punch-in/out system. Overtime and weekend work available during peak periods. Breaks and lunches per state regulations. Training & Performance

Two-week training on proprietary platform (not underwriting training). Exit exam required (80% or better). Ongoing performance measured by loan quality and turnaround time. Education

High school diploma or equivalent required. Associate degree or equivalent industry experience preferred. Why You'll Love This Role

Remote flexibility. Opportunities for overtime. Exposure to diverse loan types. Supportive team culture with continuous feedback. Job Type & Location

This is a permanent position based out of Boston, MA. Pay and Benefits

The pay range for this position is $66560.00 - $83200.00/yr. Benefits include medical plans, dental, vision, life and disability insurance, supplemental insurance options, Medicare resources, employee assistance program, and 401(k) retirement savings with company match. Workplace Type

This is a fully remote position. Application Deadline

This position is anticipated to close on Jan 9, 2026. About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe, and Asia. As an industry leader in full-stack technology services, talent services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information, or any characteristic protected by law.