US Bank
ABS Structuring AnalystCategorySales & Relationship ManagementJob Id2025-0028736
US Bank, Charlotte, North Carolina, United States, 28202
ABS Structuring Analyst
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One. This individual with quantitative background will be responsible for designing and enhancing a securitization cash flow model for various asset classes (e.g., auto loans, equipment leases, consumer debt, and CLOs) using VBA in Excel. Job Responsibilities
Expand, develop, and maintain an in-house ABS and CLO cash flow model in Excel/VBA. Expand its asset classes capabilities and fixed-income analytics. Model and reverse-engineer structured-finance transactions, often while interacting with accounting firms or third-party issuers. Assist transaction managers in the securitization process of various assets and securities utilizing the internal structuring tools and INTEX software. Engage in market analysis, data aggregation, and creation of presentations for senior management, sales, and issuers. Prepare term sheets and ensure the deal structure aligns with the documentation (such as offering memorandums). Execute tasks supporting the annual CCAR stress testing process. Work with other structurers on audit and internal risk group engagements. Basic Requirements
Bachelor's degree in computer science, engineering, math, physics, statistics, or quantitative finance. Interest in fixed income and quantitative finance. Strong interpersonal skills and collaborative team player. Preferred Skills and Requirements
Experience with object-oriented design and coding, class design, and architecture. Strong programming skills and a background in either: computer science, math, physics, statistics, or quantitative finance. Quantitative background, understanding of financial mathematics, and proficiency in financial modeling tools such as Excel, VBA, SQL, R Studio, Bloomberg, and/or INTEX. Prefer experience with SQL database design, query, and scripting. Good communication skills for client interactions and internal coordination. Knowledge of Asset-Backed Securities (ABS) and Collateralized Loan Obligations (CLOs) markets is highly beneficial. Ability to work in a fast-paced, dynamic environment, often under tight deadlines. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $75,820.00 - $89,200.00
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One. This individual with quantitative background will be responsible for designing and enhancing a securitization cash flow model for various asset classes (e.g., auto loans, equipment leases, consumer debt, and CLOs) using VBA in Excel. Job Responsibilities
Expand, develop, and maintain an in-house ABS and CLO cash flow model in Excel/VBA. Expand its asset classes capabilities and fixed-income analytics. Model and reverse-engineer structured-finance transactions, often while interacting with accounting firms or third-party issuers. Assist transaction managers in the securitization process of various assets and securities utilizing the internal structuring tools and INTEX software. Engage in market analysis, data aggregation, and creation of presentations for senior management, sales, and issuers. Prepare term sheets and ensure the deal structure aligns with the documentation (such as offering memorandums). Execute tasks supporting the annual CCAR stress testing process. Work with other structurers on audit and internal risk group engagements. Basic Requirements
Bachelor's degree in computer science, engineering, math, physics, statistics, or quantitative finance. Interest in fixed income and quantitative finance. Strong interpersonal skills and collaborative team player. Preferred Skills and Requirements
Experience with object-oriented design and coding, class design, and architecture. Strong programming skills and a background in either: computer science, math, physics, statistics, or quantitative finance. Quantitative background, understanding of financial mathematics, and proficiency in financial modeling tools such as Excel, VBA, SQL, R Studio, Bloomberg, and/or INTEX. Prefer experience with SQL database design, query, and scripting. Good communication skills for client interactions and internal coordination. Knowledge of Asset-Backed Securities (ABS) and Collateralized Loan Obligations (CLOs) markets is highly beneficial. Ability to work in a fast-paced, dynamic environment, often under tight deadlines. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $75,820.00 - $89,200.00