South Shore Bank
Senior Commercial Lending Portfolio Manager
South Shore Bank, Granite, Colorado, United States, 81228
Summary
South Shore Bank is seeking an experienced Senior Commercial Lending Portfolio Manager (PM) to serve as the primary or secondary contact for an assigned portfolio of loans and clients within the Commercial Lending Department. The PM will collaborate with Relationship Managers/Loan Officers to service clients, including new loan requests, and will support overall growth and development of the department.
Essential Duties and Responsibilities
Work closely with a team of Relationship Managers/Loan Officers to support commercial clients.
Collect and review financial information, ensuring compliance with loan covenants and conditions, monitoring client loan payments, and preparing comments as appropriate.
Maintain and update the loan operating system, generating covenant‑tracking reports.
Assist with the underwriting of credit recommendations for renewals, modifications of existing loans, and new loan requests.
Perform in‑depth analysis of business, project, and individual financial statements, tax returns, collateral and other relevant credit information.
Interact with clients independently to address non‑routine servicing matters or other risk‑related issues.
Present requests to management and the Loan Approval Committee as needed.
Manage and grow a small portfolio of relationships individually.
Accompany Relationship Managers/Loan Officers to client meetings.
Correspond with vendors (attorneys, environmental experts, engineers, accountants) as required.
Assist with requests to advance funds from lines of credit and construction loans by conducting or assisting with property inspections, reviewing borrowing‑base certificates, and other financial information.
Ensure loan files are maintained, complete, and accurate within the operating system.
Demonstrate strong technical competency with loan operating systems and desire to enhance system effectiveness.
Meet all compliance and regulatory requirements for loan files (e.g., Regulation B, Flood) and work in collaboration with the Credit and Loan Servicing Departments.
Identify opportunities to cross‑sell additional bank products and services.
Participate in other commercial lending department activities and community affairs to increase the bank’s visibility.
Ensure compliance with Federal, State, and local laws within the area of responsibility.
Supervisory Responsibilities None.
Requirements
Bachelor’s degree (B.A.) or equivalent.
Ten or more years of experience, including formal credit training and/or commercial lending.
Ability to read, analyze, and interpret financial reports, legal documents, and banking systems (NCino, Nautilus, Fiserv).
Strong computer skills, including Microsoft Office.
Excellent oral and written communication skills.
Ability to apply mathematical concepts (percentages, ratios, statistics) to practical situations.
Reasonable accommodations available for disabilities.
Pay Range Disclosure $119,000 – $166,232 per year.
Equal Opportunity Employer South Shore Bank is an equal opportunity employer. We provide equal opportunity to all qualified individuals regardless of race, sex, color, religious creed, national origin, citizenship status, age, disability, pregnancy, ancestry, military service, veteran status, gender identity, marital status, sexual orientation, or any classification protected by applicable federal, state, or local laws.
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Essential Duties and Responsibilities
Work closely with a team of Relationship Managers/Loan Officers to support commercial clients.
Collect and review financial information, ensuring compliance with loan covenants and conditions, monitoring client loan payments, and preparing comments as appropriate.
Maintain and update the loan operating system, generating covenant‑tracking reports.
Assist with the underwriting of credit recommendations for renewals, modifications of existing loans, and new loan requests.
Perform in‑depth analysis of business, project, and individual financial statements, tax returns, collateral and other relevant credit information.
Interact with clients independently to address non‑routine servicing matters or other risk‑related issues.
Present requests to management and the Loan Approval Committee as needed.
Manage and grow a small portfolio of relationships individually.
Accompany Relationship Managers/Loan Officers to client meetings.
Correspond with vendors (attorneys, environmental experts, engineers, accountants) as required.
Assist with requests to advance funds from lines of credit and construction loans by conducting or assisting with property inspections, reviewing borrowing‑base certificates, and other financial information.
Ensure loan files are maintained, complete, and accurate within the operating system.
Demonstrate strong technical competency with loan operating systems and desire to enhance system effectiveness.
Meet all compliance and regulatory requirements for loan files (e.g., Regulation B, Flood) and work in collaboration with the Credit and Loan Servicing Departments.
Identify opportunities to cross‑sell additional bank products and services.
Participate in other commercial lending department activities and community affairs to increase the bank’s visibility.
Ensure compliance with Federal, State, and local laws within the area of responsibility.
Supervisory Responsibilities None.
Requirements
Bachelor’s degree (B.A.) or equivalent.
Ten or more years of experience, including formal credit training and/or commercial lending.
Ability to read, analyze, and interpret financial reports, legal documents, and banking systems (NCino, Nautilus, Fiserv).
Strong computer skills, including Microsoft Office.
Excellent oral and written communication skills.
Ability to apply mathematical concepts (percentages, ratios, statistics) to practical situations.
Reasonable accommodations available for disabilities.
Pay Range Disclosure $119,000 – $166,232 per year.
Equal Opportunity Employer South Shore Bank is an equal opportunity employer. We provide equal opportunity to all qualified individuals regardless of race, sex, color, religious creed, national origin, citizenship status, age, disability, pregnancy, ancestry, military service, veteran status, gender identity, marital status, sexual orientation, or any classification protected by applicable federal, state, or local laws.
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