Trustmark Corporation
Middle Market and Corporate Banking Portfolio Manager I/II
Trustmark Corporation, Birmingham, Alabama, United States, 35275
Middle Market and Corporate Banking Portfolio Manager I/II
The Middle Market and Corporate Banking Portfolio Manager is responsible for collaborating with Middle Market and Corporate Banking Relationship Managers on deal structure and underwriting efforts. Prepares a well written Loan Presentation and Deal Vetting Memoranda. Monitors loan covenant compliance, financial exception reporting, and collateral exception reporting. This role will also ensure timely reviews and renewals of corporate loans, regularly accompany the Middle Market and Corporate Banking Relationship Manager on development calls, attend client meetings and Credit Committee, and cross sell bank products and services.
Responsibilities:
Assessment of credit quality and proper risk rating for Middle Market and Corporate Banking loan portfolio.
Determination of data required for loan packages.
Determination of which existing customers would be potential candidates for expanded services in collaboration with the Middle Market and Corporate Banking Relationship Manager. Practice corporate portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed.
Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
Makes joint calls with the Middle Market and Corporate Banking Relationship Managers to gather information for the client; goes on follow-up calls as needed.
Promotes customer relations.
Level II Additional Responsibilities
Time management.
Work with Middle market and Corporate Banking personnel on a day-to-day basis to continue learning the fundamentals of loan portfolio management, loan structuring, loan underwriting, risk analysis, identification of risk rate, packaging and presentation, portfolio management, review loan documentation, engaging Counsel (if needed or required) with oversight from an experienced Corporate Portfolio Manager.
Continue learning and assisting with monitoring loan covenant compliance, financial and collateral exceptions, and past dues.
Assessment of credit quality and proper risk rating for Middle Market and Corporate Banking loan portfolio.
Determination of data required for loan packages.
Determination of which existing customers would be potential candidates for expanded services in collaboration with the Middle Market and Corporate Banking Relationship Manager.
Practice corporate portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed.
Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
Makes joint calls with the Middle Market and Corporate Banking Relationship Managers to gather information for the client; goes on follow-up calls as needed.
Promotes customer relations.
Qualifications
Bachelor’s degree in Business, Finance, and Accounting related field, or equivalent experience.
Minimum of three years (3) of corporate lending/credit experience.
Experience with corporate, real estate or corporate lending risk analysis
Well-developed understanding of Corporate Lending and credit approval process as well as pertinent bank policies and external regulations
Detailed knowledge of credit analysis practice and procedure
Familiarity with products and services offered by financial services institutions
Effective oral and written communication skills
Excellent interpersonal skills
Proven ability to build relationships
Computer skills to include word processing and spreadsheet application
Effective analytical skills
Ability to interact with external and internal customers
Level II Additional Qualification
Minimum of five years (5) of corporate lending/credit experience.
Fully developed understanding of corporate lending and credit approval process as well as pertinent bank policies and external regulations
Strong oral and written communication skills
Strong analytical skills
Experience with corporate, real estate or corporate lending risk analysis
Fully developed understanding of lending and credit approval process as well as pertinent bank policies and external regulations
Detailed knowledge of credit analysis practice and procedure with understanding of complicated credit structure
Familiarity with products and services offered by financial services institutions
Strong oral and written communication skills
Excellent interpersonal skills
Proven ability to build relationships
Computer skills to include word processing and spreadsheet application
Strong analytical skills
Ability to interact with external and internal customers
Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
Working with Us Teamwork and the individual contributions of our associates are recognized as the drivers of our success. At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment. We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations. Come onboard and join our team!
Equal Opportunities for All Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment.
Upon accepting a position with Trustmark, the following pre-employment screenings must be completed:
Verification of employment, education and other data provided by you on your employment application
Verification of eligibility to work in the US
Criminal background check
Credit check (required for certain positions)
Fingerprinting (required for certain positions)
#J-18808-Ljbffr
Responsibilities:
Assessment of credit quality and proper risk rating for Middle Market and Corporate Banking loan portfolio.
Determination of data required for loan packages.
Determination of which existing customers would be potential candidates for expanded services in collaboration with the Middle Market and Corporate Banking Relationship Manager. Practice corporate portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed.
Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
Makes joint calls with the Middle Market and Corporate Banking Relationship Managers to gather information for the client; goes on follow-up calls as needed.
Promotes customer relations.
Level II Additional Responsibilities
Time management.
Work with Middle market and Corporate Banking personnel on a day-to-day basis to continue learning the fundamentals of loan portfolio management, loan structuring, loan underwriting, risk analysis, identification of risk rate, packaging and presentation, portfolio management, review loan documentation, engaging Counsel (if needed or required) with oversight from an experienced Corporate Portfolio Manager.
Continue learning and assisting with monitoring loan covenant compliance, financial and collateral exceptions, and past dues.
Assessment of credit quality and proper risk rating for Middle Market and Corporate Banking loan portfolio.
Determination of data required for loan packages.
Determination of which existing customers would be potential candidates for expanded services in collaboration with the Middle Market and Corporate Banking Relationship Manager.
Practice corporate portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed.
Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
Makes joint calls with the Middle Market and Corporate Banking Relationship Managers to gather information for the client; goes on follow-up calls as needed.
Promotes customer relations.
Qualifications
Bachelor’s degree in Business, Finance, and Accounting related field, or equivalent experience.
Minimum of three years (3) of corporate lending/credit experience.
Experience with corporate, real estate or corporate lending risk analysis
Well-developed understanding of Corporate Lending and credit approval process as well as pertinent bank policies and external regulations
Detailed knowledge of credit analysis practice and procedure
Familiarity with products and services offered by financial services institutions
Effective oral and written communication skills
Excellent interpersonal skills
Proven ability to build relationships
Computer skills to include word processing and spreadsheet application
Effective analytical skills
Ability to interact with external and internal customers
Level II Additional Qualification
Minimum of five years (5) of corporate lending/credit experience.
Fully developed understanding of corporate lending and credit approval process as well as pertinent bank policies and external regulations
Strong oral and written communication skills
Strong analytical skills
Experience with corporate, real estate or corporate lending risk analysis
Fully developed understanding of lending and credit approval process as well as pertinent bank policies and external regulations
Detailed knowledge of credit analysis practice and procedure with understanding of complicated credit structure
Familiarity with products and services offered by financial services institutions
Strong oral and written communication skills
Excellent interpersonal skills
Proven ability to build relationships
Computer skills to include word processing and spreadsheet application
Strong analytical skills
Ability to interact with external and internal customers
Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
Working with Us Teamwork and the individual contributions of our associates are recognized as the drivers of our success. At Trustmark, we are committed to preserving and advancing a diverse and inclusive workplace, where each associate, customer and shareholder is respected, valued and encouraged to share in our commitment. We make significant investments in our associates so that they may enhance their personal and professional skills, because we want each associate to grow, flourish and fulfill their career aspirations. Come onboard and join our team!
Equal Opportunities for All Trustmark exemplifies the strength and possibilities that come with a diverse and inclusive team. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran, disability status, or any other characteristic protected under applicable law. Trustmark is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment.
Upon accepting a position with Trustmark, the following pre-employment screenings must be completed:
Verification of employment, education and other data provided by you on your employment application
Verification of eligibility to work in the US
Criminal background check
Credit check (required for certain positions)
Fingerprinting (required for certain positions)
#J-18808-Ljbffr