First United Bank
We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.* Analyzes credit history of applicants and determines loan repayment capabilities.* Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.* Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.* Evaluates potential customer loan requests and makes loan recommendations to management.* Maximizes bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and services.* Daily review, approval, and disposition of customer overdrafts.* Reviews new laws and regulations that influence lending within the financial institution and makes recommendations to management when necessary.* Supports First United’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.* Develops new customer prospects and business for First United, while managing an existing portfolio.* Lives and represents the bank in the local community, and actively participates in community affairs.* Handles customer complaints and escalates issues as needed.* Work to collect past dues within portfolio.* Maintain high level of integrity.* Recommends to supervisor possible methods to improve department.* Completes all required compliance exams on a yearly basis.* Adherence to all First United Policies and Procedures.* Dresses professionally.* Other duties as assigned by supervisor.* Bachelor’s degree in business or finance.* Two to four years experience, preferably in a financial institution or consumer loan department.* Extensive knowledge and understanding of lifecycles of loans and all aspects of consumer non-real estate lending policies and procedures.* Extensive knowledge of lending services and related areas.* Excellent leadership, communication, organizational and analytical skills.* Exceptional customer service skills.* Demonstrates good judgment, problem-solving, and decision making skills.* Ability and willingness to take the lead in development and completion of a wide range of projects.* Computer and Software proficiency.* Strong interpersonal skills and ability to work well with a wide range of people.* Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.* Dependable and adheres to time lines and schedules.
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