PNC Financial Services Group
Portfolio Analytics & Strategy Specialist - Balance Sheet Analytics & Modeling
PNC Financial Services Group, Wilmington, Delaware, us, 19894
Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.
We work together each day to foster an inclusive workplace culture where all employees feel respected, valued, and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Specialist within PNC's Decision Science team in the Balance Sheet Analytics & Modeling organization, you will be based in Wilmington, DE, Pittsburgh, PA or Charlotte, NC.
This position is primarily based in a PNC location and requires time in the office or in the field on a regular basis. This role is responsible for conducting complex performance and risk analytics and driving insights that support the growth and profitability of our credit card portfolio. Key Responsibilities
Design analytical models to assess the risk of the card portfolio. Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision-making. Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth. Utilize tools such as Python, SQL, Excel, and Tableau to support data analysis and visualization. Manage relationships with internal and external data providers, ensuring solutions are fit for purpose. Collaborate with cross‑functional teams—including business, credit, data, and model development. Preferred Skills and Experience
Proven experience in financial analytics, risk modeling or portfolio strategy within the financial services industry. Strong proficiency in analytical tools and programming languages (e.g., Python, SQL). Expertise in data visualization and reporting using Excel and Tableau. Excellent communication skills with the ability to translate complex data into clear business insights. Demonstrated ability to manage multiple stakeholders and drive cross‑functional initiatives. Job Description
Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.
Responsible for running complex business performance, risk and operational analytics. Leverages business/product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Applies predictive models, third‑party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies. Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting. Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications. Company Values
Customer Focused
– Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk
– Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities.
Required education and experience include: a bachelor’s degree and 5+ years of industry‑relevant experience.
Specific certifications may be required, but are not mandatory for consideration. Preferred Skills
Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite. Competencies
Analytical Approach, Banking Products, Big Data Management, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models, Regulatory Environment – Financial Services, Risk Management Banking. Work Experience
Roles at this level typically require a university/college degree with 5+ years of industry‑relevant experience.
In lieu of a degree, a comparable combination of education, certification, and experience may be considered. Education
Bachelor’s Degree. Certifications
No required certifications. Benefits
PNC offers a comprehensive range of benefits to help meet employees’ needs now and in the future, including medical, prescription drug, dental, vision, life insurance, disability protection, 401(k) with match, pension, stock purchase plan, dependent care reimbursement, child/elder care backup, adoption, surrogacy, doula reimbursement, and educational assistance. Paid time off includes maternity/parental leave, up to 11 paid holidays, 8 occasional absence days, and 15–25 vacation days depending on career level and years of service. Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com.
Emails not related to accommodation requests will not receive responses.
Applicants may also call 877‑968‑7762 and say "Workday" for accommodation assistance. Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. California Residents
Refer to the California Consumer Privacy Act Privacy Notice to understand how PNC may use or disclose personal information in our hiring practices.
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At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.
We work together each day to foster an inclusive workplace culture where all employees feel respected, valued, and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Specialist within PNC's Decision Science team in the Balance Sheet Analytics & Modeling organization, you will be based in Wilmington, DE, Pittsburgh, PA or Charlotte, NC.
This position is primarily based in a PNC location and requires time in the office or in the field on a regular basis. This role is responsible for conducting complex performance and risk analytics and driving insights that support the growth and profitability of our credit card portfolio. Key Responsibilities
Design analytical models to assess the risk of the card portfolio. Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision-making. Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth. Utilize tools such as Python, SQL, Excel, and Tableau to support data analysis and visualization. Manage relationships with internal and external data providers, ensuring solutions are fit for purpose. Collaborate with cross‑functional teams—including business, credit, data, and model development. Preferred Skills and Experience
Proven experience in financial analytics, risk modeling or portfolio strategy within the financial services industry. Strong proficiency in analytical tools and programming languages (e.g., Python, SQL). Expertise in data visualization and reporting using Excel and Tableau. Excellent communication skills with the ability to translate complex data into clear business insights. Demonstrated ability to manage multiple stakeholders and drive cross‑functional initiatives. Job Description
Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.
Responsible for running complex business performance, risk and operational analytics. Leverages business/product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Applies predictive models, third‑party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies. Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting. Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications. Company Values
Customer Focused
– Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk
– Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities.
Required education and experience include: a bachelor’s degree and 5+ years of industry‑relevant experience.
Specific certifications may be required, but are not mandatory for consideration. Preferred Skills
Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite. Competencies
Analytical Approach, Banking Products, Big Data Management, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models, Regulatory Environment – Financial Services, Risk Management Banking. Work Experience
Roles at this level typically require a university/college degree with 5+ years of industry‑relevant experience.
In lieu of a degree, a comparable combination of education, certification, and experience may be considered. Education
Bachelor’s Degree. Certifications
No required certifications. Benefits
PNC offers a comprehensive range of benefits to help meet employees’ needs now and in the future, including medical, prescription drug, dental, vision, life insurance, disability protection, 401(k) with match, pension, stock purchase plan, dependent care reimbursement, child/elder care backup, adoption, surrogacy, doula reimbursement, and educational assistance. Paid time off includes maternity/parental leave, up to 11 paid holidays, 8 occasional absence days, and 15–25 vacation days depending on career level and years of service. Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com.
Emails not related to accommodation requests will not receive responses.
Applicants may also call 877‑968‑7762 and say "Workday" for accommodation assistance. Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. California Residents
Refer to the California Consumer Privacy Act Privacy Notice to understand how PNC may use or disclose personal information in our hiring practices.
#J-18808-Ljbffr