HAPO Community Credit Union
Commercial Credit Analyst
HAPO Community Credit Union, Kennewick, Washington, United States, 99536
HAPO Community Credit Union is an organization that believes in providing service that focuses on our members and giving back to the communities in which we do business – "Community" is our middle name. Our Standard of Service is to Defy Expectations. We promote individuality and encourage our employees to Defy Expectations: To treat every situation as a unique opportunity to be in the moment and go beyond what is expected. We value every member and appreciate the opportunity to serve you.
Come defy expectations with us! HAPO Health Benefits
No cost premium health insurance for employee and their eligible dependents, including medical, dental and vision
Accidental death and dismemberment insurance
Long term and Short term disability
HAPO Professional Benefits
Competitive pay
Pension Plan
401K program with match
Flexible spending account (medical and dependent care)
0% interest on select personal loans
HAPO Personal Benefits
Employee Assistance Program (EAP)
Paid time off
12 paid holidays per year
Paid Birthday Day off
HAPO Anniversary Day off
Volunteer Opportunities (Both Paid and Volunteer)
Employee Milestone Anniversary Bonus
Role Overview Come join the HAPO team as a
Commercial Credit Analyst , where you’ll play a key role in evaluating credit risk for prospective and existing commercial loan borrowers. You’ll analyze financial statements, tax returns, and other data to support sound lending decisions—all while embracing our commitment to defy expectations and deliver an exceptional, member-focused experience. You’ll collaborate closely with Relationship Managers, assist in preparing Credit Approval and Annual Review documents, and ensure compliance with internal policies and federal regulations.
Essential Job Functions
Gather and organize financial information collected by Relationship Manager(s) and members on new loan requests and existing loans being reviewed.
Navigate lending analytics software used for financial statement and underwriting analysis.
Identify and evaluate credit risk, analyze and interpret financial data, and make recommendations based on the data.
Partner with Relationship Manager(s) to prepare and complete Credit Approval Documents (CAD’s) and Annual Review Documents on new loan requests and existing loan relationships.
Comply with loan policy and procedures and strictly adhere to all federal regulations and guidelines pertaining to the banking/financial services industry.
Communicate and cooperate well with others.
Requirements
Bachelors Degree (Preferred)
1-3 Years Experience
Location On‑Site Kennewick (WA)
Schedule Must be able to work 35-40 hours a week between the hours of 8:00am – 5:00pm M-F
Annual Salary Range (DOE) $62,420.80‑93,641.60. Typically, selected candidates are hired between the minimum and midpoint range, based on applicable experience and qualifications.
Equal Opportunity Employer HAPO is an equal opportunity employer that values employees and supports an organizational culture of diversity, respect and personal and professional growth.
Please note that only candidates selected to move forward in the interview process will be contacted. Thank you for your understanding.
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Come defy expectations with us! HAPO Health Benefits
No cost premium health insurance for employee and their eligible dependents, including medical, dental and vision
Accidental death and dismemberment insurance
Long term and Short term disability
HAPO Professional Benefits
Competitive pay
Pension Plan
401K program with match
Flexible spending account (medical and dependent care)
0% interest on select personal loans
HAPO Personal Benefits
Employee Assistance Program (EAP)
Paid time off
12 paid holidays per year
Paid Birthday Day off
HAPO Anniversary Day off
Volunteer Opportunities (Both Paid and Volunteer)
Employee Milestone Anniversary Bonus
Role Overview Come join the HAPO team as a
Commercial Credit Analyst , where you’ll play a key role in evaluating credit risk for prospective and existing commercial loan borrowers. You’ll analyze financial statements, tax returns, and other data to support sound lending decisions—all while embracing our commitment to defy expectations and deliver an exceptional, member-focused experience. You’ll collaborate closely with Relationship Managers, assist in preparing Credit Approval and Annual Review documents, and ensure compliance with internal policies and federal regulations.
Essential Job Functions
Gather and organize financial information collected by Relationship Manager(s) and members on new loan requests and existing loans being reviewed.
Navigate lending analytics software used for financial statement and underwriting analysis.
Identify and evaluate credit risk, analyze and interpret financial data, and make recommendations based on the data.
Partner with Relationship Manager(s) to prepare and complete Credit Approval Documents (CAD’s) and Annual Review Documents on new loan requests and existing loan relationships.
Comply with loan policy and procedures and strictly adhere to all federal regulations and guidelines pertaining to the banking/financial services industry.
Communicate and cooperate well with others.
Requirements
Bachelors Degree (Preferred)
1-3 Years Experience
Location On‑Site Kennewick (WA)
Schedule Must be able to work 35-40 hours a week between the hours of 8:00am – 5:00pm M-F
Annual Salary Range (DOE) $62,420.80‑93,641.60. Typically, selected candidates are hired between the minimum and midpoint range, based on applicable experience and qualifications.
Equal Opportunity Employer HAPO is an equal opportunity employer that values employees and supports an organizational culture of diversity, respect and personal and professional growth.
Please note that only candidates selected to move forward in the interview process will be contacted. Thank you for your understanding.
#J-18808-Ljbffr