Logo
Frost

Central Credit Underwriter II - Commercial

Frost, San Antonio, Texas, United States, 78208

Save Job

Job Description Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in ever‑changing, fast‑paced environments? Are you ready to facilitate all the moving pieces to help deliver a top‑quality experience? If so, becoming a

Central Credit Underwriter II

with Frost could be for you.

At Frost, it’s about more than a job. It’s about having a flourishing career where you can thrive, both in and out of work. At Frost we’re committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity‑driven team, you’ll become part of Frost’s over 150‑year legacy of providing unparalleled financial services.

Who You Are As a

Central Credit Underwriter II , your opinion matters. You will be responsible for approving or declining consumer credit requests with underwriting authority of $100,000 to $1,000,000 or commercial credit requests with underwriting authority of $250,000 to $1,000,000. Beyond that, this role is about building relationships and providing top‑quality service with integrity, caring, and excellence.

What You’ll Do

Approve/decline or make recommendation for alternative financing within established loan authority

Mentor, train and coach bankers

Assist in training and mentoring Underwriter I’s

Act as the department liaison

Always take action using Integrity, Caring, and Excellence to achieve win‑win outcomes

What You’ll Need

Bachelor’s degree preferably in Business, Finance, Accounting, or Economics or equivalent experience

2+ years of experience in lending, preferably within underwriting

Proven record of success in an underwriting environment

Ability to understand cash flow, financial statements and leverage ratios

Ability to analyze financial statements and evaluate cash flow, capital and collateral adequacy

Excellent written and verbal communication skills

Proficient in Microsoft computer applications

Our Benefits

Medical, dental, vision, long‑term disability, and life insurance

401(k) matching

Generous holiday and paid time off schedule

Tuition reimbursement

Extensive health and wellness programs, including our Employee Assistance Program

Referral bonus program + more!

Since 1868, Frost has dedicated its expertise to providing exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost it’s about being part of something bigger. If this sounds like you, we encourage you to apply and see what’s possible.

#J-18808-Ljbffr