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First National Bank Texas

Loan Originator - Open

First National Bank Texas, Killeen, Texas, United States, 76542

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Description

Responsibilities

Originate high quality loans which meet FCMC guidelines

Develop business relationships with local Real Estate agents and Builders

Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs

Develop contacts with Banks partner store management team

Take customer loan applications, including pulling credit

Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.

Communicate with borrowers and real estate agents throughout the loan process

Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR

Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules

This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns

Travel as needed to meet business needs

Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements

Must be able to remain in a sitting and/or standing position for extended periods of time

Requires ability to operate a computer and other office machinery

Ability to lift up to 25 pounds

Qualifications

At least 18 years of age

High School Diploma or Equivalent

2 or more years of recent mortgage origination experience

Knowledge of VA, FHA and conventional mortgage loan programs

Knowledge of running LP, DU Underwriting Systems

Experience with Ellie Mae mortgage originating and processing software

Self motivation and capable of working from a home office with limited supervision

Ability to review and understand credit reports

Ability to organize and prioritize

Good communication and presentation skills

Comfortable working in a commission only environment

Must successfully pass background investigation according to company policy

Must be able to get along with co-workers and work effectively in a team environment

Flexible on location

FNBT is an equal opportunity employer.

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