Stock Yards Bank & Trust
Mortgage Loan Officer - Lexington
Stock Yards Bank & Trust, Frankfort, Kentucky, United States
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Mortgage Loan Officer - Lexington
role at
Stock Yards Bank & Trust .
Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.
As a Mortgage Loan Officer, your day will be filled with opportunities to generate loan volume through sales efforts with builders, realtors, and other contacts. Experience in FHA, VA, and conventional lending is essential to function successfully in this position while knowledge of basic underwriting guidelines is preferred. Good communication skills are important to better serve our customers as you work closely with all parties involved to maximize loan sales.
Responsibilities
Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales.
Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales.
Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions.
Collect, compile and analyze information for acceptability for approval for investor’s loan product.
Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing.
Follow up closely with processor to ensure loans are closed timely.
Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites.
Other duties as assigned.
Job Requirements
High school/GED education.
College degree preferred.
Must have previous experience as a Mortgage Loan Officer.
Outside sales experience with FHA, VA, and conventional lending preferred.
Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts.
Employees must have excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others. Employees must be a productive team player, with the ability to learn, apply training and comprehend policies and procedures. Employees should also be flexible to changing working situations and able to meet deadlines as they arise.
PC Literacy with 35 WPM typing skills.
Knowledge of basic underwriting guidelines preferred.
Professional appearance and demeanor.
Excellent sales and negotiating skills, and assertiveness.
Ability to perform in high pressure situations.
Benefits
401(k) with a company match of up to 6%
ESOP employer match
Medical insurance
Dental insurance
Vision insurance
Cancer / Disease insurance
Accident insurance
Flexible Spending Accounts
Health Savings Accounts
Bank paid Life / AD& D insurance
Voluntary Life / AD&D insurance
Bank paid Short-Term and Long-Term Disability insurance
Employee Stock Purchase Plan
Employee Assistance Program
Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee will typically be in an office setting and is required to travel to other offices or function such as Realtors and home shows to generate business. While performing the duties of this job, the employee is regularly required to sit; use hands and fingers, handle or feel, reach with hands and arms, talk, see and hear. The employee is frequently required to stand and walk.
Seniority level Entry level
Employment type Full-time
Job function Finance and Sales
Industries Banking
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Mortgage Loan Officer - Lexington
role at
Stock Yards Bank & Trust .
Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.
As a Mortgage Loan Officer, your day will be filled with opportunities to generate loan volume through sales efforts with builders, realtors, and other contacts. Experience in FHA, VA, and conventional lending is essential to function successfully in this position while knowledge of basic underwriting guidelines is preferred. Good communication skills are important to better serve our customers as you work closely with all parties involved to maximize loan sales.
Responsibilities
Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales.
Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales.
Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions.
Collect, compile and analyze information for acceptability for approval for investor’s loan product.
Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing.
Follow up closely with processor to ensure loans are closed timely.
Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites.
Other duties as assigned.
Job Requirements
High school/GED education.
College degree preferred.
Must have previous experience as a Mortgage Loan Officer.
Outside sales experience with FHA, VA, and conventional lending preferred.
Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts.
Employees must have excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others. Employees must be a productive team player, with the ability to learn, apply training and comprehend policies and procedures. Employees should also be flexible to changing working situations and able to meet deadlines as they arise.
PC Literacy with 35 WPM typing skills.
Knowledge of basic underwriting guidelines preferred.
Professional appearance and demeanor.
Excellent sales and negotiating skills, and assertiveness.
Ability to perform in high pressure situations.
Benefits
401(k) with a company match of up to 6%
ESOP employer match
Medical insurance
Dental insurance
Vision insurance
Cancer / Disease insurance
Accident insurance
Flexible Spending Accounts
Health Savings Accounts
Bank paid Life / AD& D insurance
Voluntary Life / AD&D insurance
Bank paid Short-Term and Long-Term Disability insurance
Employee Stock Purchase Plan
Employee Assistance Program
Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee will typically be in an office setting and is required to travel to other offices or function such as Realtors and home shows to generate business. While performing the duties of this job, the employee is regularly required to sit; use hands and fingers, handle or feel, reach with hands and arms, talk, see and hear. The employee is frequently required to stand and walk.
Seniority level Entry level
Employment type Full-time
Job function Finance and Sales
Industries Banking
#J-18808-Ljbffr