First International Bank & Trust
Commercial Loan Officer
First International Bank & Trust, Watford City, North Dakota, United States, 58854
Commercial Loan Officer
Department:
Commercial Sales
Location:
Watford City, ND
First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.
We are seeking a motivated and experienced Commercial Loan Officer to join our dynamic team. The ideal candidate will possess a strong business development background, a solid foundation in accounting and economics, and an in-depth understanding of the Western North Dakota market. This role is essential in expanding our commercial and Ag lending portfolio and enhancing customer relationships.
Responsibilities
Assess creditworthiness and authorize loan approvals by reviewing financial statements and required documentation.
Analyze title reports, surveys, and collateral to identify and mitigate risk.
Structure and negotiate loan terms that are beneficial to both the customer and FIBT.
Clearly communicate loan conditions, terms, and obligations to customers.
Monitor delinquent accounts and recommend appropriate action for resolution.
Build and maintain strong relationships with new and existing clients by delivering customized financial solutions.
Prepare and manage accurate loan documentation to ensure compliance with legal and regulatory standards.
Stay informed on local and regional lending market trends, including interest rates and covenant structures.
Actively develop and manage a pipeline of commercial lending opportunities in Western North Dakota.
Position Competencies
Effective communicator
Team contributor
Strong interpersonal skills
Customer-focused mindset
Naturally curious and proactive
Qualifications
Bachelor's degree in finance, accounting, economics or related field; minimum of 3 years of commercial lending or closely related experience; equivalent education and experience, or equivalent combination of education and experience is required.
Proven track record in business development and loan origination.
Strong analytical skills and attention to detail.
Familiarity with the Western North Dakota market and its economic landscape.
Benefits
Health, Dental & Vision
401K Retirement Plan with Employer Match
Paid Parental Leave
Life and Disability Insurance
Generous PTO and Holiday pay
If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.
Equal Opportunity Employer
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Commercial Sales
Location:
Watford City, ND
First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.
We are seeking a motivated and experienced Commercial Loan Officer to join our dynamic team. The ideal candidate will possess a strong business development background, a solid foundation in accounting and economics, and an in-depth understanding of the Western North Dakota market. This role is essential in expanding our commercial and Ag lending portfolio and enhancing customer relationships.
Responsibilities
Assess creditworthiness and authorize loan approvals by reviewing financial statements and required documentation.
Analyze title reports, surveys, and collateral to identify and mitigate risk.
Structure and negotiate loan terms that are beneficial to both the customer and FIBT.
Clearly communicate loan conditions, terms, and obligations to customers.
Monitor delinquent accounts and recommend appropriate action for resolution.
Build and maintain strong relationships with new and existing clients by delivering customized financial solutions.
Prepare and manage accurate loan documentation to ensure compliance with legal and regulatory standards.
Stay informed on local and regional lending market trends, including interest rates and covenant structures.
Actively develop and manage a pipeline of commercial lending opportunities in Western North Dakota.
Position Competencies
Effective communicator
Team contributor
Strong interpersonal skills
Customer-focused mindset
Naturally curious and proactive
Qualifications
Bachelor's degree in finance, accounting, economics or related field; minimum of 3 years of commercial lending or closely related experience; equivalent education and experience, or equivalent combination of education and experience is required.
Proven track record in business development and loan origination.
Strong analytical skills and attention to detail.
Familiarity with the Western North Dakota market and its economic landscape.
Benefits
Health, Dental & Vision
401K Retirement Plan with Employer Match
Paid Parental Leave
Life and Disability Insurance
Generous PTO and Holiday pay
If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.
Equal Opportunity Employer
#J-18808-Ljbffr