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Recooty

Billinguel Mortgage Loan Officer

Recooty, Houston, Texas, United States

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Job Brief: We are looking for billenguel spanish speaking loan officer to work with one of our Realtor partners bringing in a lot of spanish speaking business. We need to find someone to work that business and handle the referrals and leads that come in.Meet with new and existing clients to take applications for residential mortgage loans; engage in marketing efforts to build client base and increase business; work with the operations staff to facilitate the processing and closing of mortgage loans; stay current on mortgage laws, rules and regulations and maintain individual licensing in good standing at all times.We offer some of the best pay, benefits, and have access to some of the best pricing in the industry. Come to work with a growing Broker thta gives you all of the tools that you need to succeed.

Responsibilities

Meet with borrowers to take applications for purchase and refinance transactions.

Engage in marketing efforts to increase business, client and referral base.

Pull the borrower(s) credit report(s), copy borrower documentation; put file in proper stacking order; pre-qualify the borrower; quote price according to Loan Originator pricing guidelines and input the information into approved LOS.

Work with the processor and other operations staff to facilitate the quick and smooth closing of the transaction.

Communicate with realtor and borrower on any additional needs and status updates.

Lock the loan with the Secondary Marketing Department.

Meet with processor on a routine basis to review pipeline.

Meet continuing education requirements as required by each state and the NMLS.

Keep current on FHA/VA/USDA/Conventional changes and guidelines as communicated by underwriting or operations or external sources.

Ensure that an environment of teamwork is maintained at all times.

Maintain the highest possible level of customer service.

Interface with other departments as necessary to ensure the smooth operation and growth of the Organization.

Other duties as assigned.

Skills Required

Minimum of 2 years of mortgage and/or sales experience preferred.

Closes an average of 2-3 loans per month.

Greater than 80% of our production arepurchase transactions.

Communicates challenges and opportunities to Manager.

Ability to be flexible, multi-task and organize priorities in a fast paced work environment, while maintaining a high level of focus and accuracy.

Effective verbal and written communications skills.

Knowledge of mortgage industry practices and regulations.

Strong analytical skills, combined with sound judgment and decision making abilities.

High level of professionalism and ability to maintain confidentiality.

Strong customer service values and the ability to deliver a high level of responsiveness to both internal and external customers.

High level of computer literacy.

Maintain knowledge and adhere to all regulations and compliance standards on internal and external policies.

The desire and ability to abide by our four pillars of: Advocacy, Excellence, Integrity, and Accountability.

The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Become A Loan Officer with Element Home Loans, a division of NFM Lending

Loan Originator Benefits and Advantages

Competitive Pricing and Closing Costs

Robust Brand Development and Marketing

Flat, Local Management Structure

Weekly Coaching and Career Development

Unlimited Upside Income Potential

Easy On-Boarding

In-House Underwriting and Processing

Compliance Support

Licensing Support

Great Health Benefits

Direct Seller to Fannie Mae, Freddie Mac, and Ginnie Mae

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