Civic Builders
Department
Lending
Reporting to Vice President of Lending
About Civic Builders Civic Builders is the nation’s leading nonprofit lenders and developers of public charter schools. Since 2002, the organization has invested more than $2 billion into over 100 schools, bringing high-quality educational opportunities to more than 55000 students annually.
About the Position In partnership with the Walton Family Foundation, Civic created the Facilities Investment Fund (FIF) and invested over $355M to finance facilities for high‑performing charter schools and networks, impacting over 20,745 students and their surrounding communities.
Senior Loan Officer Responsibilities
Loan Origination:
Source loan and business development opportunities via network partnerships, charter conferences, and ongoing representation of Civic and the FIF. Manage a lending pipeline and portfolio supporting up to approximately $50M in annual loan deployment.
Underwriting & Risk Management:
Lead the underwriting of facility loans to support and develop high-quality charter schools, including diligence review, deal structuring, risk management, and relationship management with third-party partners. Exercise sound credit judgment and risk oversight across a portfolio of transactions.
Credit Approval:
Present loan recommendations to the internal team and external stakeholders and manage the loan closing process.
Stakeholder Engagement:
Consistently provide excellent client service and maintain long-lasting positive relationships. Build and maintain positive professional relationships with prospective borrowers, stakeholders, partner organizations, and third-party service providers that will outlast any individual transaction engagement. Develop and contribute presentation‑ready content for periodic stakeholder updates.
Lending Process Optimization:
Meaningfully contribute to the management and operations of the Lending Team. Contribute to ongoing efforts to establish and/or improve internal processes.
Who You Are
You have a passion for our mission to support high‑quality education options and financial access for under‑resourced communities.
You have a deep commitment to racial equity in practice and a drive to create equitable solutions with internal and external stakeholders.
You thrive in environments where you can navigate conversations with stakeholders and forge lasting relationships with a variety of stakeholders such as other lenders, prospective borrowers, lawyers, real estate professionals, foundation staff, and others with diverse experiences and backgrounds.
You are a self‑starter with a solutions‑oriented and growth mindset.
You apply logic, reason, and creativity to solve problems with imperfect or incomplete information.
You are action oriented with demonstrated ability to use good judgment when making difficult decisions to drive results.
Qualifications
Bachelor’s degree required. MBA, similar advanced degree, or professional certification a plus.
5+ years of relevant experience with credit underwriting, financial analysis, and related operational analysis and/or related functions with relevant transferable experience.
Transferable professional experience may include roles in the following functional areas: asset management; new business development/originations; New Markets Tax Credits; technical assistance; and/or accounting/finance/budget roles where the candidate was directly responsible for building and maintaining a budget, generating quarterly reports, and financial projections.
Advanced quantitative expertise including advanced Excel modeling skills.
Advanced project management skills, including experience managing and prioritizing multiple projects and portfolios with similar or competing deadlines.
Excellent professional communications skills, both written and verbal – easily communicate credit principles and build partnerships.
Ability to travel up to 20% of the time, will vary month to month.
Work Environment, Compensation and Benefits
Civic is located in New York City and has a hybrid, collaborative work environment. Local team members, and the Senior Loan Officer, work at least two days in our NYC office with telework the rest of the week. We will consider remote work for someone with sufficient underwriting experience.
Civic Builders offers a competitive salary commensurate with relevant work experience, and may be adjusted for cost of living based on location. The salary range for this role is $146,850–$162,000. Actual salaries may be based on several factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications.
We want you to be well and thrive. Our excellent benefits package includes medical, dental, and vision coverage, up to 4% employer match 401(k), and generous PTO.
Additional benefits and perks include flexible spending accounts (FSA) and health savings accounts (HSA), short‑term & long‑term disability insurances, group term life insurance, commuter benefits program, 12 weeks paid parental/family leave, cell phone plan reimbursement and equipment replacement, professional development reimbursement, home office setup, and social and educational outings.
Equal Opportunity Employer Civic Builders is an equal opportunity employer and welcomes candidates from diverse backgrounds and perspectives. Civic Builders provides employees with a safe and welcoming environment free of discrimination and harassment. As an equal opportunity employer, we prohibit any unlawful discrimination against a job applicant on the basis of race, color, religion, gender, gender identity, gender expression, sexual orientation, national origin, family or parental status, disability, age, veteran status, or any other status protected by the laws or regulations in the locations where we operate.
How to Apply We encourage you to apply even if your experience is not a 100% match with the job description; we will consider people from a variety of backgrounds and career experiences.
#J-18808-Ljbffr
Reporting to Vice President of Lending
About Civic Builders Civic Builders is the nation’s leading nonprofit lenders and developers of public charter schools. Since 2002, the organization has invested more than $2 billion into over 100 schools, bringing high-quality educational opportunities to more than 55000 students annually.
About the Position In partnership with the Walton Family Foundation, Civic created the Facilities Investment Fund (FIF) and invested over $355M to finance facilities for high‑performing charter schools and networks, impacting over 20,745 students and their surrounding communities.
Senior Loan Officer Responsibilities
Loan Origination:
Source loan and business development opportunities via network partnerships, charter conferences, and ongoing representation of Civic and the FIF. Manage a lending pipeline and portfolio supporting up to approximately $50M in annual loan deployment.
Underwriting & Risk Management:
Lead the underwriting of facility loans to support and develop high-quality charter schools, including diligence review, deal structuring, risk management, and relationship management with third-party partners. Exercise sound credit judgment and risk oversight across a portfolio of transactions.
Credit Approval:
Present loan recommendations to the internal team and external stakeholders and manage the loan closing process.
Stakeholder Engagement:
Consistently provide excellent client service and maintain long-lasting positive relationships. Build and maintain positive professional relationships with prospective borrowers, stakeholders, partner organizations, and third-party service providers that will outlast any individual transaction engagement. Develop and contribute presentation‑ready content for periodic stakeholder updates.
Lending Process Optimization:
Meaningfully contribute to the management and operations of the Lending Team. Contribute to ongoing efforts to establish and/or improve internal processes.
Who You Are
You have a passion for our mission to support high‑quality education options and financial access for under‑resourced communities.
You have a deep commitment to racial equity in practice and a drive to create equitable solutions with internal and external stakeholders.
You thrive in environments where you can navigate conversations with stakeholders and forge lasting relationships with a variety of stakeholders such as other lenders, prospective borrowers, lawyers, real estate professionals, foundation staff, and others with diverse experiences and backgrounds.
You are a self‑starter with a solutions‑oriented and growth mindset.
You apply logic, reason, and creativity to solve problems with imperfect or incomplete information.
You are action oriented with demonstrated ability to use good judgment when making difficult decisions to drive results.
Qualifications
Bachelor’s degree required. MBA, similar advanced degree, or professional certification a plus.
5+ years of relevant experience with credit underwriting, financial analysis, and related operational analysis and/or related functions with relevant transferable experience.
Transferable professional experience may include roles in the following functional areas: asset management; new business development/originations; New Markets Tax Credits; technical assistance; and/or accounting/finance/budget roles where the candidate was directly responsible for building and maintaining a budget, generating quarterly reports, and financial projections.
Advanced quantitative expertise including advanced Excel modeling skills.
Advanced project management skills, including experience managing and prioritizing multiple projects and portfolios with similar or competing deadlines.
Excellent professional communications skills, both written and verbal – easily communicate credit principles and build partnerships.
Ability to travel up to 20% of the time, will vary month to month.
Work Environment, Compensation and Benefits
Civic is located in New York City and has a hybrid, collaborative work environment. Local team members, and the Senior Loan Officer, work at least two days in our NYC office with telework the rest of the week. We will consider remote work for someone with sufficient underwriting experience.
Civic Builders offers a competitive salary commensurate with relevant work experience, and may be adjusted for cost of living based on location. The salary range for this role is $146,850–$162,000. Actual salaries may be based on several factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications.
We want you to be well and thrive. Our excellent benefits package includes medical, dental, and vision coverage, up to 4% employer match 401(k), and generous PTO.
Additional benefits and perks include flexible spending accounts (FSA) and health savings accounts (HSA), short‑term & long‑term disability insurances, group term life insurance, commuter benefits program, 12 weeks paid parental/family leave, cell phone plan reimbursement and equipment replacement, professional development reimbursement, home office setup, and social and educational outings.
Equal Opportunity Employer Civic Builders is an equal opportunity employer and welcomes candidates from diverse backgrounds and perspectives. Civic Builders provides employees with a safe and welcoming environment free of discrimination and harassment. As an equal opportunity employer, we prohibit any unlawful discrimination against a job applicant on the basis of race, color, religion, gender, gender identity, gender expression, sexual orientation, national origin, family or parental status, disability, age, veteran status, or any other status protected by the laws or regulations in the locations where we operate.
How to Apply We encourage you to apply even if your experience is not a 100% match with the job description; we will consider people from a variety of backgrounds and career experiences.
#J-18808-Ljbffr