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Lindathelender

Loan Officer – Oshkosh Remote

Lindathelender, Virginia, Minnesota, United States, 55792

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The Loan Originator position proactively markets and originates mortgage loan products in order to meet individual and branch productivity and quality goals while representing Fairway Independent Mortgage Corporation. The Loan Originator must maintain existing client relationships as well as identify and develop new customer opportunities. Loan Originators must have an active mortgage loan originator license sponsored by Fairway Independent Mortgage. To be considered for this position, please upload your resume. You will be contacted after review of your resume to schedule an in person interview. All submissions will receive a reply.

Originate mortgage loans, including offering and

negotiating terms of a loan, taking loan applications, and

verifying and obtaining information from consumers and

business partners

Achieve loan production numbers as expected by Branch Manager

Work with branch and corporate team members on loan files (e.g., processors, underwriters, etc.)

Develop marketing plan to exceed Fairway’s goals for loan quality and productivity

Maintain knowledge of all Fairway policies and guidelines and understanding of all company products

Adhere to all company policies and guidelines and federal and state regulations related to mortgage lending, including, but not limited to the SAFE Act

Respond to consumers and business partners’ inquiries regarding mortgage loan products in a timely fashion

Advise consumers of Fairway’s lending guidelines and procedures

Analyze consumers’ financial data to identify appropriate products to meet their financial goals

Develop and maintain a network of real estate agents, builders, and other professionals who can provide on-going sources of business referrals by participating in professional organizations and community activities

Frequently attends offsite events

Non-Essential Job Functions

Leads proactive team efforts to achieve departmental and company goals

Leads a positive work environment by demonstrating cultural expectations and influencing others to reward performance and value “can do” people, accountability, diversity and inclusion, flexibility, continuous improvement, collaboration, creativity and fun

Adopts Fairway values in personal work behaviors, decision making, contributions and interpersonal interactions

Performs other duties as assigned

Required Knowledge and Skills

Solid knowledge and understanding of a variety of loan programs including Conventional, FHA, USDA, VA and secondary marketing guidelines to manage complex loan level issues.

Extensive knowledge and understanding of customer service and intrapersonal best practices.

Solid knowledge and understanding of mortgage-related terms, such as escrow, taxes, closing documents and insurance.

Solid knowledge and understanding of mortgage lending processes, procedures and regulations.

Solid knowledge and understanding of state and federal real estate lending regulations.

Extensive knowledge and understanding of building quality client relationships

Education High School or GED

Required Experience

Demonstrated experience analyzing and interpreting data.

Demonstrated experience working in a fast paced and changing environment.

Demonstrated experience with MS Office products.

Mortgage Corporation through the NMLS for every state in which they conduct business before representing themselves as a mortgage loan originator.

SAFE Act Compliant and mortgage loan originator license in the state in which loans are being originated

Demonstrated experience in retail loan origination / sales preferred, including 2+ years of recent loan origination experience

Consistent source of referral-based business from realtors, builders, attorneys, financial professionals

Proven loan origination in the last 2 consecutive years

Demonstrated experience using available information to make sound business decisions

Demonstrated experience with attention to detail, written and oral communication, multi-tasking, managing a loan pipeline (preferred), and working in a team atmosphere adhering to tight deadlines

Physical Environment This is a hybrid position that offers remote flexibility and will also require some in office time. Access to a quiet space at home and reliable internet is required.

Reasonable Accommodations To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions

Local travel may be required for company or career-related meetings, programs and/or events

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