Golden Empire Mortgage, Inc.
Qualified Individual Loan Originator
Golden Empire Mortgage, Inc., Houston, Texas, United States
If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.
Qualified Individual Loan Originator
Full Time HAWAII 22 days ago Requisition ID: 1142 Salary Range: $48,000.00 To $54,000.00 Annually Join the GEM Mortgage Team! Ready to be part of a leading mortgage lender that truly puts clients first? At GEM Mortgage, a division of Golden Empire Mortgage, Inc., we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit. Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities. At Golden Empire Mortgage, our
LEADER
values guide everything: Loyalty
to our team, borrowers, and partners. Excellence
in all we do. Accountability —we take ownership. Driven
for continuous improvement. Engaged
to deliver success. Reliability
you can count on. If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join GEM Mortgage and help us empower clients and communities! Job Description Under general supervision of the President, the Hawaii Qualified Individual Mortgage Loan Originator is responsible for the oversight of Hawaii mortgage loan origination activities and in charge of the oversight of the company’s Hawaii licensed mortgage loan originators. The Qualifying Individual is required to be a Hawaii licensed mortgage loan originator and conducts initial pre-qualification interviews, prepares complete loan application packages and necessary documentation. The Hawaii Qualified Individual conveys policies for extension of credit in accordance with Company, state, and investor guidelines. This individual serves residential mortgage clients, prospective clients, builders, developers and realtors promptly and professionally. Essential Job Functions Responsible for originating own sales by contacting prospective clients and by developing and maintaining referral sources. Responsible for the oversight of Hawaii mortgage loan origination activities and the oversight of the company’s Hawaii licensed mortgage loan originators. Conveys policies for extension of credit in accordance with Company, state, and investor guidelines. Interviews, takes applications, processes preliminary documentation on loan requests, discusses loan alternatives, credit criteria, interest rates, and required loan documentation with clients. Assesses client’s applications and evaluates products, pricing, and other variables to determine which mortgage products might best serve client’s needs. Submits, within company designated time frames, all files to operations staff for processing, underwriting, closing, and funding. Performs follow-up processes to achieve conditional loan approval within established time frames. Locks in rates and programs for clients when reasonably requested and in a timely manner. Completes lending operations in accordance with established Company policies and legal requirements. Assumes responsibility for establishing and maintaining effective and professional business relations with clients, realtors, building professionals, and referral partners. Maintain current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements. Job Requirements Current resident of Hawaii. Experience in oversight of licensed loan originators. Ability to prioritize and multi-task, while working in a fast-paced environment. Exceptionally detailed, focused and motivated professional. Pleasant demeanor and customer service oriented with clients, business partners and colleagues. Knowledge of automated underwriting systems (DU/LP), HUD and RESPA Regulations. Comprehensive understanding of legal, compliance and Investor requirements. Disclaimers The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Work Location This position is primarily based in our office located in Hawaii. Regular in-office attendance is required during standard business hours. Equal Opportunity Employer Golden Empire Mortgage, Inc. is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law. Reasonable Accommodations Golden Empire Mortgage, Inc. is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you require assistance or accommodation, please contact us at HR@gemcorp.com . Consumer Privacy Notice Golden Empire Mortgage, may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect, use, and protect your information, please review our Privacy Policies https://www.gemcorp.com/legal . Powered by
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Full Time HAWAII 22 days ago Requisition ID: 1142 Salary Range: $48,000.00 To $54,000.00 Annually Join the GEM Mortgage Team! Ready to be part of a leading mortgage lender that truly puts clients first? At GEM Mortgage, a division of Golden Empire Mortgage, Inc., we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit. Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities. At Golden Empire Mortgage, our
LEADER
values guide everything: Loyalty
to our team, borrowers, and partners. Excellence
in all we do. Accountability —we take ownership. Driven
for continuous improvement. Engaged
to deliver success. Reliability
you can count on. If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join GEM Mortgage and help us empower clients and communities! Job Description Under general supervision of the President, the Hawaii Qualified Individual Mortgage Loan Originator is responsible for the oversight of Hawaii mortgage loan origination activities and in charge of the oversight of the company’s Hawaii licensed mortgage loan originators. The Qualifying Individual is required to be a Hawaii licensed mortgage loan originator and conducts initial pre-qualification interviews, prepares complete loan application packages and necessary documentation. The Hawaii Qualified Individual conveys policies for extension of credit in accordance with Company, state, and investor guidelines. This individual serves residential mortgage clients, prospective clients, builders, developers and realtors promptly and professionally. Essential Job Functions Responsible for originating own sales by contacting prospective clients and by developing and maintaining referral sources. Responsible for the oversight of Hawaii mortgage loan origination activities and the oversight of the company’s Hawaii licensed mortgage loan originators. Conveys policies for extension of credit in accordance with Company, state, and investor guidelines. Interviews, takes applications, processes preliminary documentation on loan requests, discusses loan alternatives, credit criteria, interest rates, and required loan documentation with clients. Assesses client’s applications and evaluates products, pricing, and other variables to determine which mortgage products might best serve client’s needs. Submits, within company designated time frames, all files to operations staff for processing, underwriting, closing, and funding. Performs follow-up processes to achieve conditional loan approval within established time frames. Locks in rates and programs for clients when reasonably requested and in a timely manner. Completes lending operations in accordance with established Company policies and legal requirements. Assumes responsibility for establishing and maintaining effective and professional business relations with clients, realtors, building professionals, and referral partners. Maintain current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements. Job Requirements Current resident of Hawaii. Experience in oversight of licensed loan originators. Ability to prioritize and multi-task, while working in a fast-paced environment. Exceptionally detailed, focused and motivated professional. Pleasant demeanor and customer service oriented with clients, business partners and colleagues. Knowledge of automated underwriting systems (DU/LP), HUD and RESPA Regulations. Comprehensive understanding of legal, compliance and Investor requirements. Disclaimers The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Work Location This position is primarily based in our office located in Hawaii. Regular in-office attendance is required during standard business hours. Equal Opportunity Employer Golden Empire Mortgage, Inc. is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law. Reasonable Accommodations Golden Empire Mortgage, Inc. is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you require assistance or accommodation, please contact us at HR@gemcorp.com . Consumer Privacy Notice Golden Empire Mortgage, may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect, use, and protect your information, please review our Privacy Policies https://www.gemcorp.com/legal . Powered by
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