Atlanta Postal Credit Union
If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.
Mortgage Loan Originator 8 days ago Requisition ID: 1791
Salary Range: $41,600.00 To $41,601.00 Annually
Do you have past experience as a Mortgage Loan Originator or in a related Mortgage lending role? Assist members through the application, approval, and closing process, as well as prospecting, networking and utilizing relationships to gain Mortgage Loan opportunities.
Title: Mortgage Loan Originator
This is a Base + Commission position - $41,600 ($20.00 per hour) + Commission
Position Status – Full Time, Non-exempt (hourly)
Reports To: Mortgage Loan Manager
We believe great work is to be rewarded with great benefits. Our benefits include, but aren’t limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays.
Purpose : The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.”
The Mortgage Loan Originator assists members with obtaining home loans by guiding them through the application, approval, and closing process. Their responsibilities include business development outreach, loan documentation, member education and disclosure, acting as a liaison between members real estate agents, facilitating the planning for the closing process to occur.
Essential Duties and Responsibilities
Adhere to and deliver on APCU Center Parc’s core values:
Serve Exceptionally
Commit to Better
Find the Fun
Invest in Integrity
Follow the Numbers
Go Forth and Conquer
Protect with Passion
Originate mortgage loan applications through various channels.
Maintain a consistent effort to prospect for new borrowers through networking and referrals.
Collect and verify financial documents such as income statements, tax returns, credit reports, and any other legally permissible or required documentation that facilitates the lender’s ability to make a credit decision.
Maintain ongoing communication with members throughout the loan process.
Assess borrower qualifications against the lending requirements for the chosen mortgage product.
Submit applications to underwriting for approval.
Coordinate final loan approval and closing documentation.
Ensure member receives all required disclosures and loan terms before closing.
Promote mortgage loan products as well as the other products and services offered by the credit union
Meet established sales targets and performance goals
Maintain up to date knowledge of mortgage products, industry trends, and lending regulations.
As requested, assist the manager in the training of new MLO’s.
Interact in a positive manner with managers, internal stakeholders, vendors, members and maintain a positive and approachable demeanor in times of high volume, or extreme pressure.
Effectively use written and oral communication skills in daily correspondence.
Comply with all aspects of BSA/AML and OFAC regulations as they relate to this position.
Comply with core regulations governing mortgage lending including Truth in Lending Act (TILA), Equal Opportunity Act (ECOA), Real Estate Settlement Procedures (RESPA), Fair Credit Reporting Act (FCA), Secure and Fair Enforcement of Mortgage Licensing (SAFE), Dodd-Frank Provisions, and any other relevant federal or state regulations related to mortgage lending.
Travel associated with this role is less than 10%.
Other duties may be assigned.
Supervisory Responsibilities No direct reports. May manage day-to-day tasks through indirect reporting relationships or through a matrixed management approach and the ability to collaboratively interact with internal and external partners.
Qualification Requirements To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/pr ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
REQUIRED EDUCATION and/or Experience
A bachelor’s degree in business administration, finance, or related field of study or 2 years additional specific experience in a mortgage originator capacity in lieu of degree
3 years prior experience in a related mortgage lending role
Analytical ability and experience in evaluating financial data
Proficient in the use of loan origination software
PREFERRED EDUCATION and/or Experience
5 years direct mortgage origination work experience
Prior work experience in a Credit Union
Physical Job Requirements Must be physically able to operate a variety of automated office machines such as calculator, computer, printer, facsimile, telephone, copier, etc. Must be able to stand, bend and stoop as needed. Must be able to lift and/or carry weights of 5 to 25 pounds.
APCU Center Parc Credit Union is an equal opportunity employer committed to providing equal opportunities to applicants and our policy is not to discriminate against any applicant or employee based on race, color, sex, religion, national origin, disability status or veteran status or any other basis protected by applicable federal, state, or local laws. APCU Center Parc Credit Union prohibits harassment based on the same protected classes and criteria.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
The requirements for the position listed are general and are not all inclusive. If you have any questions concerning this position, please contact Human Resources.
Please note that an employment offer, and your continued employment are contingent upon acceptable results of a background and credit check, and satisfactory proof of your right to work in the U.S.
#J-18808-Ljbffr
Mortgage Loan Originator 8 days ago Requisition ID: 1791
Salary Range: $41,600.00 To $41,601.00 Annually
Do you have past experience as a Mortgage Loan Originator or in a related Mortgage lending role? Assist members through the application, approval, and closing process, as well as prospecting, networking and utilizing relationships to gain Mortgage Loan opportunities.
Title: Mortgage Loan Originator
This is a Base + Commission position - $41,600 ($20.00 per hour) + Commission
Position Status – Full Time, Non-exempt (hourly)
Reports To: Mortgage Loan Manager
We believe great work is to be rewarded with great benefits. Our benefits include, but aren’t limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays.
Purpose : The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.”
The Mortgage Loan Originator assists members with obtaining home loans by guiding them through the application, approval, and closing process. Their responsibilities include business development outreach, loan documentation, member education and disclosure, acting as a liaison between members real estate agents, facilitating the planning for the closing process to occur.
Essential Duties and Responsibilities
Adhere to and deliver on APCU Center Parc’s core values:
Serve Exceptionally
Commit to Better
Find the Fun
Invest in Integrity
Follow the Numbers
Go Forth and Conquer
Protect with Passion
Originate mortgage loan applications through various channels.
Maintain a consistent effort to prospect for new borrowers through networking and referrals.
Collect and verify financial documents such as income statements, tax returns, credit reports, and any other legally permissible or required documentation that facilitates the lender’s ability to make a credit decision.
Maintain ongoing communication with members throughout the loan process.
Assess borrower qualifications against the lending requirements for the chosen mortgage product.
Submit applications to underwriting for approval.
Coordinate final loan approval and closing documentation.
Ensure member receives all required disclosures and loan terms before closing.
Promote mortgage loan products as well as the other products and services offered by the credit union
Meet established sales targets and performance goals
Maintain up to date knowledge of mortgage products, industry trends, and lending regulations.
As requested, assist the manager in the training of new MLO’s.
Interact in a positive manner with managers, internal stakeholders, vendors, members and maintain a positive and approachable demeanor in times of high volume, or extreme pressure.
Effectively use written and oral communication skills in daily correspondence.
Comply with all aspects of BSA/AML and OFAC regulations as they relate to this position.
Comply with core regulations governing mortgage lending including Truth in Lending Act (TILA), Equal Opportunity Act (ECOA), Real Estate Settlement Procedures (RESPA), Fair Credit Reporting Act (FCA), Secure and Fair Enforcement of Mortgage Licensing (SAFE), Dodd-Frank Provisions, and any other relevant federal or state regulations related to mortgage lending.
Travel associated with this role is less than 10%.
Other duties may be assigned.
Supervisory Responsibilities No direct reports. May manage day-to-day tasks through indirect reporting relationships or through a matrixed management approach and the ability to collaboratively interact with internal and external partners.
Qualification Requirements To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/pr ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
REQUIRED EDUCATION and/or Experience
A bachelor’s degree in business administration, finance, or related field of study or 2 years additional specific experience in a mortgage originator capacity in lieu of degree
3 years prior experience in a related mortgage lending role
Analytical ability and experience in evaluating financial data
Proficient in the use of loan origination software
PREFERRED EDUCATION and/or Experience
5 years direct mortgage origination work experience
Prior work experience in a Credit Union
Physical Job Requirements Must be physically able to operate a variety of automated office machines such as calculator, computer, printer, facsimile, telephone, copier, etc. Must be able to stand, bend and stoop as needed. Must be able to lift and/or carry weights of 5 to 25 pounds.
APCU Center Parc Credit Union is an equal opportunity employer committed to providing equal opportunities to applicants and our policy is not to discriminate against any applicant or employee based on race, color, sex, religion, national origin, disability status or veteran status or any other basis protected by applicable federal, state, or local laws. APCU Center Parc Credit Union prohibits harassment based on the same protected classes and criteria.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
The requirements for the position listed are general and are not all inclusive. If you have any questions concerning this position, please contact Human Resources.
Please note that an employment offer, and your continued employment are contingent upon acceptable results of a background and credit check, and satisfactory proof of your right to work in the U.S.
#J-18808-Ljbffr