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Texas First Bank

Real Estate Loan Processor

Texas First Bank, Texas City, Texas, us, 77592

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Text REPROCESSOR to (281) 688-6192 to apply and submit your resume!

Job Summary The Loan Processor will primarily handle real estate loans, prepare disclosures and loan documents, and coordinate loan closing. We are a fast-paced department and must be able to monitor all activity in Salesforce and answer phone calls and emails quickly and efficiently.

Responsibilities and Duties

Review credit applications and credit reports for accuracy and compliance concerning bank regulations.

Prepare early disclosures that Federal regulators require.

Responsible for ordering title searches, appraisals/evaluations, and surveys from third-party vendors.

Prepare documentation for all new Real Estate loans, including modifications and extensions, utilizing the Bank’s internal software (FLO) and the Bank’s Attorneys.

Record loans on the Bank’s system and prepare general ledger tickets for funding.

Review credit approval packages for accuracy to ensure compliance with Bank policy, procedures, and guidelines.

Communicate any deficiencies or exceptions to Production Officers and/or Lending Assistants and assist with the corrections.

Primary contact for loan documentation-related questions for all internal personnel.

Verify all insurance coverage before closings.

Coordinate closings with Title Company.

Provide pay-off statements as needed.

Responsible for requesting the release of liens from Bank Attorneys as needed.

Image and track customers’ financial information.

Preparation of HMDA packages when required.

Stay abreast of changes in Bank procedures and policies and bank regulations.

Job Skills and Qualifications

High school diploma or equivalent required.

Two years of Real Estate loan processing experience is preferred.

Strong decision-making and organizational skills.

Ability to handle heavy volumes of work under pressure in a deadline-driven environment.

Proficient multi-tasking and prioritizing skills.

This job requires skills in a typical office environment. Knowledge of Microsoft Office is preferred.

Standard work hours are Monday through Friday, 8:00 am to 5:00 pm, with occasional overtime.

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