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First Federal Bank

Commercial Credit Analyst II

First Federal Bank, Panama City, Florida, us, 32402

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Commercial Credit Analyst II

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First Federal Bank . Location: Panama City, FL. Essential Functions

Evaluate the creditworthiness of potential and existing clients by analyzing financial statements, credit reports and other relevant data. Complete detailed credit memorandums reporting findings and summarizing financial analysis for new loans, renewals, reaffirmations, and/or modifications of existing loans. Complete annual reviews on existing relationships to evaluate any changes in credit risk while coordinating annual reviews with loan maturities. Coordinate Risk Rating and Policy Exception changes identified in the credit process. Stay updated on industry trends, economic conditions and regulatory changes that may impact credit risk and lending practices. Coordinate packages for Loan Committee, Executive Loan Committee and Board Meeting presentations; work with Administrative Staff on agenda items. Provide technical advice and assistance to loan officers/lending assistants as needed. Provide the best service to our customers with innovative and creative solutions. Job Requirements

Minimum of 3 years of experience as a Credit Analyst with experience in Commercial and Commercial Real Estate transactions. Bachelor’s degree in finance, accounting, or business related major. Ability to work collaboratively with other financial professionals, including loan officers, to facilitate the credit approval process. Strong decision-making skills to make credit recommendations or decisions based on sound financial analysis. Extensive knowledge of financial institution policies and procedures. Excellent written and verbal communication skills. Strong financial analytical capabilities. Strong attention to detail, ability to prioritize workload, meet deadlines, and deal tactfully with co-workers and customers. Extended hours sitting and performing computer tasks may be required. Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank. EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY. E-Verify Employer. Powered by ExactHire: 189093 Referrals increase your chances of interviewing at First Federal Bank by 2x. Get notified about new Commercial Credit Analyst jobs in

Panama City, FL .

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