Lending Specialist
Farmers & Merchants Bank of Long Beach, Torrance, CA, United States
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Lending Specialist
role at
Farmers & Merchants Bank of Long Beach
Farmers & Merchants Bank of Long Beach provides a competitive pay range based on skills and experience.
Job Summary The Lending Specialist provides prompt, quality customer service in a team environment with other branch and regional lending personnel. Responsibilities include loan processing, documentation, loan portfolio management, and ensuring compliance with regulatory requirements.
Responsibilities
Review and scrutinize organizational/entity documentation for safety & soundness and CIP & CDD compliance.
Verify the accuracy of supporting documentation during the loan application process.
Initiate ordering of appraisal reports, credit reports, UCC searches, and other due‑diligence information for loan processing and underwriting.
Prepare worksheets for approval, order loan documents, and identify exceptions.
Compile closing documents such as title reports, insurance evidence, and related materials.
Facilitate the document signing process and address customer questions and concerns.
Assist loan officers with portfolio management, reviewing upcoming maturities and annual financial reporting requirements.
Support multiple branches as assigned by the Regional Relationship Manager.
Ensure compliance with federal & state regulations, internal policies, and bank security guidelines.
Maintain open communication with support departments to achieve desired results.
Maintain Notary Commission and perform Notary Public duties for the Bank.
Lending Specialist Levels & Classifications The position has multiple levels, each defined in the Lending Specialist Classifications document, which outlines additional duties, knowledge, and skill requirements.
Required Knowledge
Bank Secrecy Act
Complaint Documentation Policy
FDIC Insurance
Regulation B (ECOA)
General Operations
Regulation BB (CRA)
Loan Products
Regulation CC
Loan Documentation
Regulation DD
New Account Procedures
Regulation E (EFT)
Privacy Laws
Regulation H (Flood Insurance)
Safe Deposit Box Procedures
Regulation X (RESPA)
Security/Robbery Procedures
Regulation Z (Truth in Lending)
UCCs
Complies with all state and federal banking regulatory requirements, including BSA, OFAC, CIP, financial elder abuse reporting, sexual harassment, information security and privacy requirements. This position will elevate suspicious activity to supervisory staff and/or the BSA department and complete assigned compliance training.
Basic Knowledge, Skills & Abilities
Basic mathematics skills
Clear understanding of the English language (spoken & written)
Critical thinking, judgment & problem‑solving skills
Customer service skills
Proficiency with Microsoft Office (Excel, Word, Outlook)
Strong typing skills
Time management skills
Active listening & learning ability
Oral communication skills for selling products or services
Respectful communication with supervisors and coworkers
Effective handling of unpleasant, angry or discourteous people
Equipment Operated
Desktop computers
Scanners
Physical Requirements & Work Environment
Repetitive movement required
Long periods of sitting
Ability to lift up to 10 lb
Use of hands to handle, control, or feel objects
Office setting with controlled temperature
Education & Experience
High school diploma or equivalent required
Notary Commission required
Preferred: 6+ months commercial loan processing experience within the past three years
Additional Requirements
Ability to travel to various bank locations as needed
Professional business attire
Some Saturday hours may apply
This job description is not intended to be all-inclusive; additional related duties may be assigned by the supervisor or management.
Farmers & Merchants Bank of Long Beach reserves the right to revise or change job duties and responsibilities as needed. This description does not constitute a written or implied contract of employment.
Seniority Level Entry level
Employment Type Full‑time
Job Function Finance and Sales
Industries Banking
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Lending Specialist
role at
Farmers & Merchants Bank of Long Beach
Farmers & Merchants Bank of Long Beach provides a competitive pay range based on skills and experience.
Job Summary The Lending Specialist provides prompt, quality customer service in a team environment with other branch and regional lending personnel. Responsibilities include loan processing, documentation, loan portfolio management, and ensuring compliance with regulatory requirements.
Responsibilities
Review and scrutinize organizational/entity documentation for safety & soundness and CIP & CDD compliance.
Verify the accuracy of supporting documentation during the loan application process.
Initiate ordering of appraisal reports, credit reports, UCC searches, and other due‑diligence information for loan processing and underwriting.
Prepare worksheets for approval, order loan documents, and identify exceptions.
Compile closing documents such as title reports, insurance evidence, and related materials.
Facilitate the document signing process and address customer questions and concerns.
Assist loan officers with portfolio management, reviewing upcoming maturities and annual financial reporting requirements.
Support multiple branches as assigned by the Regional Relationship Manager.
Ensure compliance with federal & state regulations, internal policies, and bank security guidelines.
Maintain open communication with support departments to achieve desired results.
Maintain Notary Commission and perform Notary Public duties for the Bank.
Lending Specialist Levels & Classifications The position has multiple levels, each defined in the Lending Specialist Classifications document, which outlines additional duties, knowledge, and skill requirements.
Required Knowledge
Bank Secrecy Act
Complaint Documentation Policy
FDIC Insurance
Regulation B (ECOA)
General Operations
Regulation BB (CRA)
Loan Products
Regulation CC
Loan Documentation
Regulation DD
New Account Procedures
Regulation E (EFT)
Privacy Laws
Regulation H (Flood Insurance)
Safe Deposit Box Procedures
Regulation X (RESPA)
Security/Robbery Procedures
Regulation Z (Truth in Lending)
UCCs
Complies with all state and federal banking regulatory requirements, including BSA, OFAC, CIP, financial elder abuse reporting, sexual harassment, information security and privacy requirements. This position will elevate suspicious activity to supervisory staff and/or the BSA department and complete assigned compliance training.
Basic Knowledge, Skills & Abilities
Basic mathematics skills
Clear understanding of the English language (spoken & written)
Critical thinking, judgment & problem‑solving skills
Customer service skills
Proficiency with Microsoft Office (Excel, Word, Outlook)
Strong typing skills
Time management skills
Active listening & learning ability
Oral communication skills for selling products or services
Respectful communication with supervisors and coworkers
Effective handling of unpleasant, angry or discourteous people
Equipment Operated
Desktop computers
Scanners
Physical Requirements & Work Environment
Repetitive movement required
Long periods of sitting
Ability to lift up to 10 lb
Use of hands to handle, control, or feel objects
Office setting with controlled temperature
Education & Experience
High school diploma or equivalent required
Notary Commission required
Preferred: 6+ months commercial loan processing experience within the past three years
Additional Requirements
Ability to travel to various bank locations as needed
Professional business attire
Some Saturday hours may apply
This job description is not intended to be all-inclusive; additional related duties may be assigned by the supervisor or management.
Farmers & Merchants Bank of Long Beach reserves the right to revise or change job duties and responsibilities as needed. This description does not constitute a written or implied contract of employment.
Seniority Level Entry level
Employment Type Full‑time
Job Function Finance and Sales
Industries Banking
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