Central Mutual Insurance Company
Middle Market Underwriter
Central Mutual Insurance Company, Alpharetta, Georgia, United States, 30239
Posted Tuesday, October 21, 2025 at 4:00 AM
Location:
Alpharetta, GA; Nashville, TN; Charlotte, NC; Raleigh, NC Work Model:
Hybrid or Remote Position type:
Full time - salary
We’re a team of employees passionate about delivering best‑in‑class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work.
Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!
As a
Middle Market Underwriter,
you’ll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top‑notch service.
Key Responsibilities of the Role
Manage and underwrite assigned book of middle market business to achieve profitability and meet financial objectives
Select profitable new business through analysis of the risks presented, coverage requested, and losses incurred
Classify and price risks appropriately using underwriting judgement and analytical tools and resources
Handle complex or larger accounts that may require reinsurance placement
Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
Identify opportunities for book improvement and work with Distribution on implementing necessary changes
Lead reviews on larger accounts exceeding letter of authority
Keep current on state/territory issues and regulations
Develop and maintain strong relationships with agents, traveling as needed for agency visits
Communicate effectively, providing prompt and professional service
Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, and marketing
Provide input and data to help drive and implement strategic underwriting initiatives
Demonstrate a commitment to continuing education and development
Required Qualifications
Bachelor’s degree in relevant field and 2 years of experience in Commercial Lines Underwriting
Or 4 years of experience in Commercial Lines Underwriting
Preferred Qualifications
Experience in underwriting Middle Market accounts
Knowledge, Skills, and Abilities
Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
Solid time, organizational, and desk management skills
Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
Ability to think analytically about business problems, make recommendations and propose solutions
Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
Knowledge of commercial lines coverages and policies in assigned states
Ability to professionally interact with our customers
Ability to investigate, gather facts and information, and analyze coverage
Understand the importance of capturing data
An innovative and continuous improvement mindset
A positive, professional, cooperative, and quality‑conscious service attitude
Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
Possess analytical and problem‑solving skills
Verbal and written communication skills, including negotiation, presentation, and influence skills
Ability to understand Central Insurance’s policies and processes
Ability to travel to assigned agents including occasional overnight
Total Rewards Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees’ financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work‑life balance, and long‑term financial security. For more information, see Central Insurance Benefits
Work Authorization Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F‑1 (including those with OPT or CPT), H‑1, H‑2, L‑1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire.
Equal Opportunity Employer It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI‑Hybrid #LI‑Remote #LI‑CM1
#J-18808-Ljbffr
Location:
Alpharetta, GA; Nashville, TN; Charlotte, NC; Raleigh, NC Work Model:
Hybrid or Remote Position type:
Full time - salary
We’re a team of employees passionate about delivering best‑in‑class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work.
Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!
As a
Middle Market Underwriter,
you’ll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top‑notch service.
Key Responsibilities of the Role
Manage and underwrite assigned book of middle market business to achieve profitability and meet financial objectives
Select profitable new business through analysis of the risks presented, coverage requested, and losses incurred
Classify and price risks appropriately using underwriting judgement and analytical tools and resources
Handle complex or larger accounts that may require reinsurance placement
Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
Identify opportunities for book improvement and work with Distribution on implementing necessary changes
Lead reviews on larger accounts exceeding letter of authority
Keep current on state/territory issues and regulations
Develop and maintain strong relationships with agents, traveling as needed for agency visits
Communicate effectively, providing prompt and professional service
Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, and marketing
Provide input and data to help drive and implement strategic underwriting initiatives
Demonstrate a commitment to continuing education and development
Required Qualifications
Bachelor’s degree in relevant field and 2 years of experience in Commercial Lines Underwriting
Or 4 years of experience in Commercial Lines Underwriting
Preferred Qualifications
Experience in underwriting Middle Market accounts
Knowledge, Skills, and Abilities
Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
Solid time, organizational, and desk management skills
Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
Ability to think analytically about business problems, make recommendations and propose solutions
Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
Knowledge of commercial lines coverages and policies in assigned states
Ability to professionally interact with our customers
Ability to investigate, gather facts and information, and analyze coverage
Understand the importance of capturing data
An innovative and continuous improvement mindset
A positive, professional, cooperative, and quality‑conscious service attitude
Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
Possess analytical and problem‑solving skills
Verbal and written communication skills, including negotiation, presentation, and influence skills
Ability to understand Central Insurance’s policies and processes
Ability to travel to assigned agents including occasional overnight
Total Rewards Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees’ financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work‑life balance, and long‑term financial security. For more information, see Central Insurance Benefits
Work Authorization Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F‑1 (including those with OPT or CPT), H‑1, H‑2, L‑1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire.
Equal Opportunity Employer It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI‑Hybrid #LI‑Remote #LI‑CM1
#J-18808-Ljbffr