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Mortgage Loan Processor

R & J Capital, New York, NY, United States


Job Description Mortgage Loan Processor

At R&J Capital we believe in serving customers with honesty, integrity and competence. We are a highly revered mortgage brokerage firm providing services in New York, New Jersey, Florida, Connecticut, Pennsylvania, North Carolina, Texas, Maryland, California, Colorado & Indiana and continuing to expand. Join us and work for a company that is focused on success, growth and out of the box solutions.

Skills & Experience

Three year’s relevant mortgage processing or underwriting experience

Experience with mortgage loan software programs

Verbal and written communication skills

Good interpersonal and customer service skills

Time-management and organization skills

Ability to meet strict deadlines

Ability to explain technical concepts in simple terms

Ability to work in a fast-paced environment

Willingness to learn new concepts to grow and advance

Responsibilities

Monitor and manage large pipeline to ensure timely funding of loans

Evaluate and assess residential mortgage loan applications as assigned

Perform a preliminary review of each application for compliance and completeness

Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed

Maintain contact and support between the Loan Originator and all other departments of the company throughout the process of the loan, which may include Sales, Underwriting, Compliance, and Funding

Identify any change of circumstance and prepare and deliver any required disclosures

Evaluate risk of residential mortgage loan applications based on company guidelines

Image and accurately organize all file documentation to comply with company and industry standards

Prepare and submit completed loan files to lender’s underwriting for decision based on mandated quality control guidelines and regulatory compliance

Resubmit loan files to obtain clear to close status and collect prior to closing documents

Be able to self-prioritize and manage large pipeline and exhibit high organization skills

Provide a high level of customer service to internal and external customers

Update loan milestones within one business day of the event

Other duties as assigned

This is a fulltime position

R & J Capital Group

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