Wintrust Financial Corporation
CRE Underwriter II - Business Banking
Wintrust Financial Corporation, Chicago, Illinois, United States
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non‑bank businesses. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee and Grand Rapids. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, listed on the NASDAQ Global Select Market under the symbol “WTFC.”
Why Join Us
An award‑winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and annual discretionary bonus eligibility
Comprehensive benefit package including medical, dental, vision, life, a 401(k) plan with generous company match and tuition reimbursement
Family‑friendly work hours
Promote from within culture
CRE Underwriter II – Business Banking
Responsibilities
Underwrite existing portfolio credit approvals for renewals and other credit requests pertaining to existing clients
Underwrite opportunity memos and full credit approvals for new business clients
Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit
Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis
Develop a working knowledge of credit/loan policy for credit requests and exceptions
Perform collateral analysis of current and prospective customers
Maintain Annual Review form for multi‑year CRE borrowing facilities for existing clients
Effective communication with Credit and Commercial Real Estate Banking Officers
Qualifications
3+ years’ commercial real‑estate/credit experience, with a working knowledge of banking environment, products and all supporting processes and technology
Formal bank credit training preferred, with a strong understanding of general credit and risk principles, and banking policies/procedures
Bachelor’s degree (Business, Finance, Accounting or Economics preferred)
Proficiency in MS Office: Excel, Word, PowerPoint, and financial forecast models
Strong analytical and organizational skills with the ability to proactively manage and prioritize workflow
Strong interpersonal skills with a proven ability to establish client relationships and work within a team environment
Benefits Medical Insurance
Dental
Vision
Life insurance
Accidental death and dismemberment
Short‑term and long‑term Disability Insurance
Parental Leave
Employee Assistance Program (EAP)
Traditional and Roth 401(k) with company match
Flexible Spending Account (FSA)
Employee Stock Purchase Plan at 5% discount
Critical Illness Insurance
Accident Insurance
Transportation and Commuting Benefits
Banking Benefits
Pet Insurance
Compensation The estimated salary range for this role is $85,000 - $110,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.
Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
#J-18808-Ljbffr
Why Join Us
An award‑winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and annual discretionary bonus eligibility
Comprehensive benefit package including medical, dental, vision, life, a 401(k) plan with generous company match and tuition reimbursement
Family‑friendly work hours
Promote from within culture
CRE Underwriter II – Business Banking
Responsibilities
Underwrite existing portfolio credit approvals for renewals and other credit requests pertaining to existing clients
Underwrite opportunity memos and full credit approvals for new business clients
Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit
Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis
Develop a working knowledge of credit/loan policy for credit requests and exceptions
Perform collateral analysis of current and prospective customers
Maintain Annual Review form for multi‑year CRE borrowing facilities for existing clients
Effective communication with Credit and Commercial Real Estate Banking Officers
Qualifications
3+ years’ commercial real‑estate/credit experience, with a working knowledge of banking environment, products and all supporting processes and technology
Formal bank credit training preferred, with a strong understanding of general credit and risk principles, and banking policies/procedures
Bachelor’s degree (Business, Finance, Accounting or Economics preferred)
Proficiency in MS Office: Excel, Word, PowerPoint, and financial forecast models
Strong analytical and organizational skills with the ability to proactively manage and prioritize workflow
Strong interpersonal skills with a proven ability to establish client relationships and work within a team environment
Benefits Medical Insurance
Dental
Vision
Life insurance
Accidental death and dismemberment
Short‑term and long‑term Disability Insurance
Parental Leave
Employee Assistance Program (EAP)
Traditional and Roth 401(k) with company match
Flexible Spending Account (FSA)
Employee Stock Purchase Plan at 5% discount
Critical Illness Insurance
Accident Insurance
Transportation and Commuting Benefits
Banking Benefits
Pet Insurance
Compensation The estimated salary range for this role is $85,000 - $110,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.
Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
#J-18808-Ljbffr