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Turtle

Credit Manager

Turtle, Clark, New Jersey, us, 07066

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At Turtle, we’re redefining what it means to be an industry leader in electrical distribution, and we want you to be part of our exciting journey! For over 100 years, we’ve built a reputation for innovation, excellence, and exceptional customer service—and we’re just getting started. We are a diverse, passionate team spread across the US, Canada, Mexico, and Puerto Rico, committed to growth, learning, and creating opportunities for each other. At Turtle, every day is a chance to make a real difference, solve complex challenges, and push the boundaries of what’s possible. If you're looking for a fast‑paced, dynamic career where your ideas are valued and your growth is prioritized, Turtle is the place for you.

About the Role Turtle is recruiting for a Credit Manager. This position will have an in‑office presence 3‑4 days per week and a moderate travel requirement. The Credit Manager will work independently to support sales and profitability initiatives through customer credit extension and accounts receivable portfolio management.

What You’ll Do

Evaluate creditworthiness of new and existing customers, authorize and monitor customer credit limits, and approve sales orders in accordance with delegated limits and company credit policies.

Manage the accounts receivable portfolio of assigned profit center(s) through timely collection, follow‑up with customers, dispute resolution, and cash flow enhancement within established DSO and delinquency guidelines.

Establish and maintain customer relationships in support of sales and credit management initiatives.

Coordinate with legal or collection agencies on asset recovery strategies and tactics.

Assist sales management in reviewing and negotiating contract and purchase order terms and conditions.

Protect and enhance sales profitability through appropriate cash discount and service charge programs.

Implement procedures to maximize secondary job protection (mechanic’s liens, payment bonds, etc.).

Keep leadership and sales management informed on customer account trends.

Assist in evaluating unapproved suppliers and ensure customer satisfaction prior to payment of unapproved suppliers.

What You’ll Bring

Bachelor of Science in Finance or Accounting preferred or 10+ years of relevant experience.

8–10 years of credit department experience.

Experience in the electrical distribution market.

Working knowledge of liens, bonds, and commercial legal principles.

Effective communication with customers, suppliers, and internal support teams.

Excellent verbal and written communication and negotiation skills.

High attention to detail and strong analytical skills.

Sound independent judgment and decision‑making skills.

Advanced computer skills on MS Office, accounting software, and databases.

What We Offer We offer a competitive benefits package that includes:

401(k) plan

Health insurance

Dental insurance

Vision insurance

Life insurance

Paid holidays

Vacation

Employee‑negotiated discounts

Who We Are Founded in 1923, Turtle is a fourth‑generation, family‑owned, women‑owned business and one of the nation’s largest independent electrical and industrial distributors. Headquartered in Clark, NJ, our Electrical Distribution division operates 14 branches across the US and in Canada, Puerto Rico, and Mexico. Turtle Integrated provides on‑site MRO procurement, cost‑saving, and spend analytics across the region.

What To Do Next You can begin by filling out our application online. If you want to learn more about Turtle, please visit our website at www.turtle.com or connect on LinkedIn.

Turtle is proud to be an equal‑opportunity employer committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, marital status, military or veteran status, or any other protected characteristic as outlined by federal, state, and local laws.

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