FNBO
Summary
This role gathers, prepares, and reviews documents for closing loans, coordinates the process, corrects errors, and retains a learning mindset. The role is responsible for ensuring that all documentation is accurate, compliant, and ready for loan closing and post‑closing review.
Responsibilities
Document Coordination:
Determine required documentation for each LaserPro loan and coordinate preparation with attorneys and lending staff.
Review credit transactions to identify the appropriate documents and communicate questions or issues to lenders and management.
Utilize legal counsel when necessary to ensure documents meet approved deal terms and compliance requirements.
Analyze collateral requirements to confirm that necessary documentation evidences the debt and secures the bank’s interest.
Review loan agreements for consistency with financial monitoring requirements and loan covenant approvals.
Review participation certificates for consistency with the loan memorandum and promptly alert lender FN Operations management of discrepancies.
Post‑Closing Documentation Review and Communication:
Identify document deficiencies or compliance issues in closed transactions and communicate findings to lenders, lending unit management, and department leadership.
Submit completed files to FNTO Loan Servicing for booking.
Verify purchased participations have all required financials and documents, and establish appropriate ticklers.
Execute documented compliance checks to confirm proper execution and address applicable compliance issues.
Route all applicable documents to the imaging system.
Confirm collateral has been perfected and that ticklers are correctly established for all security interests.
Collateral Management:
Follow up on collateral and lien perfection documentation such as real‑estate title policies and UCC filings to ensure timely recording or filing, and review due diligence and document checklists to verify all collateral documentation has been received and the proper ticklers are in place.
Exception Processing:
Assist lending staff with correcting exceptions and deficiencies, and participate in monthly TBR meetings with lenders, analysts, and management. Research loan‑review documentation exceptions and establish appropriate ticklers for file deficiencies.
Compliance:
Understand and comply with bank policy, laws, regulations, and the BSA/AML program. Complete compliance training, adhere to internal procedures, report violations, report suspicious activity, and ensure compliance with FDPA, FIRREA, Reg B and the US Patriot Act.
Professionalism & Attendance:
Exhibit professional behavior, maintain positive relationships, and maintain predictable attendance in alignment with departmental policies.
Key Skills & Qualifications
Excellent verbal and written communication, with the ability to respect differing opinions.
Strong time‑management skills, capable of organizing, prioritizing, and managing multiple projects with minimal supervision.
Analytical thinking: define problems, establish facts, draw valid conclusions, and anticipate needed actions.
Knowledge of bookkeeping, balancing concepts, and proper use of debits and credits.
Proficiency in personal computers and the Microsoft Office suite.
Proactive thinking within a production/operational environment.
Excellent 10‑key and keyboarding skills.
Customer service orientation.
Experience with mortgage loan servicing.
Must possess unrestricted work authorization and not require future sponsorship.
Compensation Base pay range: $40,310.00‑$64,497.00. Final compensation offer may vary based on experience and qualifications.
Work Environment This position is open to remote candidates. Candidates within 30 miles of the primary posted location are required onsite three days a week; those beyond this radius may work remotely. Work location may change based on business needs.
Benefits Overview
Medical, Dental, Vision Insurance
401(k) with matching contributions
Time‑off programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Career Growth Opportunities
Tuition Assistance
Short‑Term/Long‑Term Disability Insurance
Learn more about FNBO benefits:
https://www.fnbo.com/careers/benefits/
Equal Opportunity & Belonging FNBO is an equal‑opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. FNBO follows federal law regarding marijuana use (applies to non‑California applicants). FNBO believes in fostering a workplace culture where all employees feel valued and empowered to be authentic.
Application Deadline All jobs are posted for a minimum of 5 calendar days, but postings may be removed prior to 5 days if the volume of applicants is high.
Job Number R‑20251794
#J-18808-Ljbffr
Responsibilities
Document Coordination:
Determine required documentation for each LaserPro loan and coordinate preparation with attorneys and lending staff.
Review credit transactions to identify the appropriate documents and communicate questions or issues to lenders and management.
Utilize legal counsel when necessary to ensure documents meet approved deal terms and compliance requirements.
Analyze collateral requirements to confirm that necessary documentation evidences the debt and secures the bank’s interest.
Review loan agreements for consistency with financial monitoring requirements and loan covenant approvals.
Review participation certificates for consistency with the loan memorandum and promptly alert lender FN Operations management of discrepancies.
Post‑Closing Documentation Review and Communication:
Identify document deficiencies or compliance issues in closed transactions and communicate findings to lenders, lending unit management, and department leadership.
Submit completed files to FNTO Loan Servicing for booking.
Verify purchased participations have all required financials and documents, and establish appropriate ticklers.
Execute documented compliance checks to confirm proper execution and address applicable compliance issues.
Route all applicable documents to the imaging system.
Confirm collateral has been perfected and that ticklers are correctly established for all security interests.
Collateral Management:
Follow up on collateral and lien perfection documentation such as real‑estate title policies and UCC filings to ensure timely recording or filing, and review due diligence and document checklists to verify all collateral documentation has been received and the proper ticklers are in place.
Exception Processing:
Assist lending staff with correcting exceptions and deficiencies, and participate in monthly TBR meetings with lenders, analysts, and management. Research loan‑review documentation exceptions and establish appropriate ticklers for file deficiencies.
Compliance:
Understand and comply with bank policy, laws, regulations, and the BSA/AML program. Complete compliance training, adhere to internal procedures, report violations, report suspicious activity, and ensure compliance with FDPA, FIRREA, Reg B and the US Patriot Act.
Professionalism & Attendance:
Exhibit professional behavior, maintain positive relationships, and maintain predictable attendance in alignment with departmental policies.
Key Skills & Qualifications
Excellent verbal and written communication, with the ability to respect differing opinions.
Strong time‑management skills, capable of organizing, prioritizing, and managing multiple projects with minimal supervision.
Analytical thinking: define problems, establish facts, draw valid conclusions, and anticipate needed actions.
Knowledge of bookkeeping, balancing concepts, and proper use of debits and credits.
Proficiency in personal computers and the Microsoft Office suite.
Proactive thinking within a production/operational environment.
Excellent 10‑key and keyboarding skills.
Customer service orientation.
Experience with mortgage loan servicing.
Must possess unrestricted work authorization and not require future sponsorship.
Compensation Base pay range: $40,310.00‑$64,497.00. Final compensation offer may vary based on experience and qualifications.
Work Environment This position is open to remote candidates. Candidates within 30 miles of the primary posted location are required onsite three days a week; those beyond this radius may work remotely. Work location may change based on business needs.
Benefits Overview
Medical, Dental, Vision Insurance
401(k) with matching contributions
Time‑off programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Career Growth Opportunities
Tuition Assistance
Short‑Term/Long‑Term Disability Insurance
Learn more about FNBO benefits:
https://www.fnbo.com/careers/benefits/
Equal Opportunity & Belonging FNBO is an equal‑opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. FNBO follows federal law regarding marijuana use (applies to non‑California applicants). FNBO believes in fostering a workplace culture where all employees feel valued and empowered to be authentic.
Application Deadline All jobs are posted for a minimum of 5 calendar days, but postings may be removed prior to 5 days if the volume of applicants is high.
Job Number R‑20251794
#J-18808-Ljbffr