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Cotality

Principal Product Manager – Borrower Qualification

Cotality, Dallas, Texas, United States, 75215

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* Define and drive the product strategy and roadmap for borrower verification and qualification services within AutomatIQ Borrower.* Lead the integration of **AI/ML models, intelligent agents, and decisioning engines** to automate underwriting tasks and reduce manual effort.* Translate complex underwriting workflows into intuitive, automated product experiences that improve loan quality and reduce cycle times.* Serve as the internal SME on borrower qualification workflows, including Credit, Capacity, Collateral, and Capital (the 4Cs).* Partner with engineering and architecture teams to design scalable APIs and services that power real-time verification and decisioning.* Lead agile ceremonies and ensure delivery of high-quality features through clear acceptance criteria and testable requirements.* Bachelor’s degree in Business, Finance, Computer Science, or related field.* 10+ years in financial services or mortgage technology, with 5+ years focused on borrower verification and qualification.* Deep understanding of mortgage origination workflows, especially borrower-facing processes and underwriting decision engines.* Proven experience working with LOS/POS platforms (e.g., Encompass, Empower, Mortgage Cadence) and GSE AUS systems (DU, LPA, AIM, D1C).* Strong background in API design, data integration, and automation of underwriting logic.* Experience with AI/ML technologies, intelligent document processing (IDP), and agent-based automation frameworks is highly desirable.* Hands-on experience with agile product development, including backlog grooming, sprint planning, and cross-functional collaboration.* Proficiency in tools like Figma, Visio, or Lucidchart for workflow modeling and prototyping.* Exceptional communication and stakeholder management skills, with the ability to influence across technical and business teams.* Started career as a Loan Underwriter or worked in a mortgage company building decisioning workflows—not just implementing off-the-shelf LOS/POS tools.* Experience with borrower analytics, OCR/NLP for document classification, and intelligent automation technologies.* Pragmatic Marketing certification or equivalent product training is a plus.* Mortgage origination domain expertise.* Proven product management experience (not business analyst or project manager roles).* Experience building or enhancing underwriting automation platforms.Cotality is fully committed to a work environment that embraces everyone’s unique contributions, experiences and values. We offer an empowered work environment that encourages creativity, initiative and professional growth and provides a competitive salary and benefits package. Please navigate to "location" and filter on desired country under the "locations". ex: United States, Canada, United Kingdom, India# We have some exciting news to share with you, CoreLogic will now be called Cotality! Our new brand reflects our commitment to delivering innovative solutions and building deep relationships.Speaking of fresh starts—if you’re thinking about making a change, and you’re someone who wants to work for a growing company with a people-first culture which has earned us Great Place to Work recognitions in six countries, apply today!Cotality is an Equal Opportunity employer committed to attracting and retaining the best-qualified people available, without regard to race, color, religion, national origin, gender, sexual orientation, gender identity, age, disability or status as a veteran of the Armed Forces, or any other basis protected by federal, state or local law. Cotality will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation or that of other applicants.If you need reasonable accommodation to complete the on-line application, please contact Talent Acquisition at

careers@cotality.com or 1-866-224-2086.Please include the following information in your email:The specific accommodation you’re requesting to complete an employment application the position you are applying for (job title and/or job number)careers@cotality.com. Please allow up to three business days to receive a response.Please include the following information in your email:*Your organization’s name**Organization’s location(s)**Brief description of your need*Cotality is aware of schemes involving fraudulent job postings on third-party employment search sites and/or individual(s) or entities claiming to be employees of Cotality. Those involved are offering fraudulent employment opportunities to applicants, often asking for sensitive personal and financial information. If you believe you have been contacted by anyone misrepresenting themselves as an employee of Cotality or a Cotality recruiter, please contact Cotality at careers@cotality.com.* Please be advised that all legitimate correspondence from a Cotality employee will come from "@Cotality.com" or "@CoreLogic.com" email accounts.* Cotality will not **interview** candidates via text or email.

Our interviews will be conducted by recruiters and leaders via the phone, zoom/teams or in an in-person format.* Cotality will never ask candidates to make any type of personal financial investment related to gaining employment with the Company.Please click

to view the Cotality Applicant Privacy Statement.By providing your telephone number, you agree to receive automated (SMS) text messages at that number from Cotality regarding all matters related to your application and, if you are hired, your employment and company business. Message & data rates may apply. You can opt out at any time by responding STOP or UNSUBSCRIBING and will automatically be opted out company-wide. #J-18808-Ljbffr