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First Technology Federal Credit Union

Commercial Portfolio Analyst

First Technology Federal Credit Union, Hillsboro, Oregon, United States, 97104

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The Analyst, Commercial Portfolio manages an existing commercial loan portfolio by effectively liaising with internal and external business partners.

Primary Responsibilities

Analyze existing business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc.,

Complete and repayment analysis with a focus on cash flow, liquidity, and leverage analysisli>

Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration

Request, collect, and review quarterly and annual review documentation

Create and present relevant loan portfolio reports as required

Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements

Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirements

Manage and process requests relating to various areas of Commercial Lending Servicing

Experience and Education Requirement

Minimum Education:

Bachelor’s degree in Finance or other related fields of study is preferred

Minimum 1 year experience in an analyst role supporting commercial and/or business lending portfolio analysis; experience evaluating and analyzing complex tax returns is preferred

Strong knowledge of accounting principles and financial analysis methodologies

Demonstrated ability to present complex commercial lending and credit risk related information

Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction

Ability to work autonomously manage time effectively and prioritize work appropriately to meet deadlines

Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders

Demonstrated ability to establish credibility and rapport with internal and external stakeholders

Proven ability to maintain confidentiality and professionally handle sensitive documents

Intermediate knowledge of Microsoft Office Suite

Certification/License : N/A

Location:

Hillsboro Corporate Office - Hillsboro, OR (HYBRID)

Target Compensation in Hillsboro, OR:

$78,000 - $85,000

Benefits

Traditional medical, dental, and vision coverage

401K matching up to 5% per pay period

Accrue up to 15 days of Paid Time Off your first year of employment + 3 Personal Days each calendar year

11 paid federal holidays

Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

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First Tech is not currently offering Visa transfer or sponsorship for this position

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