Navy Federal Credit Union
Mortgage Loan Officer Asst I
Navy Federal Credit Union, Pensacola, Florida, United States, 32573
Overview
To assist Loan Officers in facilitating the completion of mortgage loan applications. To collect, analyze, and review supporting loan documentation in accordance with loan guidelines, and provide support throughout the loan application process. Serve as a point of contact for members, receiving and responding to member inquiries to help them collect required information and complete any necessary documentation.
Responsibilities
Assist Loan Officers with loan documentation/review efforts and provide support throughout the loan application process
Ensure progress and inclusion of required mortgage loan application information (e.g. required documentation, assets, income and liabilities, etc.)
Review loan application packages for completeness, data integrity and accuracy and to determine if additional action and/or supporting documentation is required; to check for possible fraud and/or inconsistencies
Review moderately complex files, identify issues, and determine solutions prior to submission for credit review and/or processing
Ensure loan documentation is properly executed in conformance with legal regulatory and Navy Federal policy standards
Ensure complete and accurate file submissions for underwriting review; to include coordinating and preparing documentation necessary for verifications and gathering information for new loan underwriting such as loan files, loan packages, credit reports, tax filings, facilitating title requests, etc.
Review loan package documentation for discrepancies, omissions, and income calculations; coordinate with member to verify and update accordingly
Follow up and respond to member inquiries and/or internal contacts on transactions as needed
Screen and make calls and provide mortgage origination support as needed
Provide a moderate level of expertise and member service to resolve moderately complex inquiries, requests, and problems
Stay abreast of applicable federal and state laws, rules, regulations, and Navy Federal policies and procedures to maintain loan file compliance
Perform other duties as assigned
Qualifications
Experience in working in a high volume, fast paced environment
Familiarity with Real Estate Lending systems, policies, procedures, practices and/or actions
Familiarity with mortgage loan origination and documentation requirements and regulations
Effective word processing and spreadsheet software skills
Exposure to financial transaction/processing related responsibilities
Exposure to working in member/customer service preferably in a call center/retail banking/financial institution
Familiarity with financial institution and lending practices, principles and regulations
Experience in managing multiple priorities independently and/or in a team environment to achieve goals
Ability to work effectively and efficiently with automated systems
Effective skill maintaining accuracy with attention to detail and meeting deadlines
Effective research, analytical, and problem-solving skills
Effective skill exercising initiative and using good judgment to make sound decisions
Effective verbal and written communication skills
Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
Effective skill performing mathematical calculations and working accurately with numbers
Hours Monday - Friday, 8:00AM - 4:30PM
Location 820 Follin Lane, Vienna, VA 22180 | 5510 Heritage Oaks Drive, Pensacola, FL 32526
About Us Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks. Our approach to careers is simple yet powerful: Make our mission your passion.
EEO and Disclaimers Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team\'s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
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Responsibilities
Assist Loan Officers with loan documentation/review efforts and provide support throughout the loan application process
Ensure progress and inclusion of required mortgage loan application information (e.g. required documentation, assets, income and liabilities, etc.)
Review loan application packages for completeness, data integrity and accuracy and to determine if additional action and/or supporting documentation is required; to check for possible fraud and/or inconsistencies
Review moderately complex files, identify issues, and determine solutions prior to submission for credit review and/or processing
Ensure loan documentation is properly executed in conformance with legal regulatory and Navy Federal policy standards
Ensure complete and accurate file submissions for underwriting review; to include coordinating and preparing documentation necessary for verifications and gathering information for new loan underwriting such as loan files, loan packages, credit reports, tax filings, facilitating title requests, etc.
Review loan package documentation for discrepancies, omissions, and income calculations; coordinate with member to verify and update accordingly
Follow up and respond to member inquiries and/or internal contacts on transactions as needed
Screen and make calls and provide mortgage origination support as needed
Provide a moderate level of expertise and member service to resolve moderately complex inquiries, requests, and problems
Stay abreast of applicable federal and state laws, rules, regulations, and Navy Federal policies and procedures to maintain loan file compliance
Perform other duties as assigned
Qualifications
Experience in working in a high volume, fast paced environment
Familiarity with Real Estate Lending systems, policies, procedures, practices and/or actions
Familiarity with mortgage loan origination and documentation requirements and regulations
Effective word processing and spreadsheet software skills
Exposure to financial transaction/processing related responsibilities
Exposure to working in member/customer service preferably in a call center/retail banking/financial institution
Familiarity with financial institution and lending practices, principles and regulations
Experience in managing multiple priorities independently and/or in a team environment to achieve goals
Ability to work effectively and efficiently with automated systems
Effective skill maintaining accuracy with attention to detail and meeting deadlines
Effective research, analytical, and problem-solving skills
Effective skill exercising initiative and using good judgment to make sound decisions
Effective verbal and written communication skills
Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
Effective skill performing mathematical calculations and working accurately with numbers
Hours Monday - Friday, 8:00AM - 4:30PM
Location 820 Follin Lane, Vienna, VA 22180 | 5510 Heritage Oaks Drive, Pensacola, FL 32526
About Us Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks. Our approach to careers is simple yet powerful: Make our mission your passion.
EEO and Disclaimers Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team\'s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
#J-18808-Ljbffr