US Metro Bank
Job Description
POSITION OVERVIEW
The SBA Loan Underwriter underwrites and processes SBA loan requests.
POSITION RESPONSIBILITIES
Supports credit lending decisions by analyzing SBA loan requests, underwriting, structuring, and the closing of SBA loans
Ensures all information is accurate and complete. All guidelines, policies and procedures, and regulations are to be followed
Creates financial spreadsheets and analyzes, structures, and underwrites loans
Develops cash flow from tax returns
Originates loans from application to closing and works closely with Escrow, Title, and all parties involved
Monitors and reports delinquencies
Performs periodic portfolio maintenance
Prepares loan compliance reports
Timely collection of financial updates
Conducts site visitation
Manages new and existing clients
Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti‑Money Laundering, Code of Conduct, and etc.). Must complete all required training
SKILLS / QUALIFICATIONS
Working knowledge on credit analysis
Ability to work on multiple loans simultaneously
Working knowledge of Microsoft Office
Effective written, verbal, and organizational skills and meticulous attention to detail
Ability to deal effectively and tactfully with all types of customers
EDUCATION / EXPERIENCE
Minimum of 2 years of experience in SBA
Bachelor’s Degree from an accredited 4‑year University
The salary range for this position is $55,000 - $85,000
Salary ranges are determined based on qualifications, level, and location. Exact compensation may vary based on your skills and experience.
US Metro Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
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POSITION RESPONSIBILITIES
Supports credit lending decisions by analyzing SBA loan requests, underwriting, structuring, and the closing of SBA loans
Ensures all information is accurate and complete. All guidelines, policies and procedures, and regulations are to be followed
Creates financial spreadsheets and analyzes, structures, and underwrites loans
Develops cash flow from tax returns
Originates loans from application to closing and works closely with Escrow, Title, and all parties involved
Monitors and reports delinquencies
Performs periodic portfolio maintenance
Prepares loan compliance reports
Timely collection of financial updates
Conducts site visitation
Manages new and existing clients
Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti‑Money Laundering, Code of Conduct, and etc.). Must complete all required training
SKILLS / QUALIFICATIONS
Working knowledge on credit analysis
Ability to work on multiple loans simultaneously
Working knowledge of Microsoft Office
Effective written, verbal, and organizational skills and meticulous attention to detail
Ability to deal effectively and tactfully with all types of customers
EDUCATION / EXPERIENCE
Minimum of 2 years of experience in SBA
Bachelor’s Degree from an accredited 4‑year University
The salary range for this position is $55,000 - $85,000
Salary ranges are determined based on qualifications, level, and location. Exact compensation may vary based on your skills and experience.
US Metro Bank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
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