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2506-1 Commercial/Consumer Lender

Tnbankers, Mcminnville, Tennessee, United States, 37110

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Job Title:

Commercial and Consumer Lender

Location:

McMinnville, Tennessee

Employment Type:

Full-Time

Position Overview We are seeking an experienced and motivated Commercial and Consumer Lender to join our growing team in the McMinnville, TN market. The ideal candidate will have a solid background in underwriting, credit analysis, and loan structuring, and will be responsible for originating, managing, and growing a portfolio of commercial and consumer relationships. This is a key customer-facing role that contributes to the bank’s mission of providing trusted financial solutions to our community.

Key Responsibilities

Develop and manage a portfolio of commercial and consumer loans, ensuring sound credit quality and profitable relationships.

Conduct in-depth underwriting and financial analysis for new credit opportunities and existing portfolio reviews.

Structure credit terms in line with bank policy and regulatory guidelines.

Collaborate with credit analysts, loan processors, and management to deliver timely and accurate credit decisions.

Identify and pursue new business development opportunities within the local market.

Maintain strong relationships with existing clients and proactively address their evolving financial needs.

Ensure compliance with internal credit policies and regulatory requirements.

Qualifications

Bachelor’s degree in Finance, Business Administration, or related field; advanced degree or banking certifications a plus.

Minimum 3–5 years of experience in commercial and/or consumer lending, with strong credit underwriting and structuring expertise.

Demonstrated knowledge of financial statement analysis, loan documentation, and risk assessment.

Strong communication, negotiation, and relationship management skills.

Deep understanding of the McMinnville market and surrounding region preferred.

Proficiency with lending software and Microsoft Office Suite.

Willingness to travel within market.

Benefits

Competitive salary with performance-based incentives.

Comprehensive health, dental, and vision insurance.

401(k) with company match.

Paid time off and holidays.

Professional development and continuing education opportunities.

How to Apply Interested candidates should submit a resume and cover letter detailing relevant experience and qualifications to Resumes@ctcbonline.com.

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