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1hbank

Ag / Commercial Loan Officer

1hbank, Seneca, Kansas, United States, 66538

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Ag/Commercial Loan Officer First Heritage Bank, a $275M multi-branch community bank, is seeking anag/commercial loan officer for its locations in northeast Kansas. FHB is seeking anindividual with an agricultural/commercial lending background and business/analyticalexperience. First Heritage Bank is willing to provide training and continuing educationfor an individual with a college degree and two plus years of experience in an ag-relatedfield. Salary and position commensurate with the experience and background of theapplicant.

Responsibilities

Call on current and prospective borrowers

Evaluate credit worthiness of borrowers

Interview loan applicants and obtain necessary information to determine loan eligibility

Prepare projections and presentations for loan prospects

Complete loan documents and counsel clients on policies and restrictions

Maintain borrower credit files and make inspections of collateral where necessary

Assess customer needs, explore various financing options to place borrower in aloan product and/or other banking product(s) that best fit their needs

Develop referral networks and cross-sell bank products and services

Go the “extra mile” to build trust relationships, customer loyalty and satisfaction

Operate in compliance with the banks policies, banking laws and regulations andadhere to lending compliance guidelines

Other responsibilites as assigned and required by the bank

Preferred Experience

Work experience as an agricultural/commercial loan officer or an ag related field.

Familiarity with Microsoft Office and banking applications/software

Solid understanding of direct/indirect lending products and practices

Excellent communication and interpersonal skills

Customer satisfaction orientation and sales competencies

BS degree in ag finance, ag economics or an ag related field

First Heritage Bank is an Equal Opportunity Employer

Please send resume to: Nicholas C. Hrencher, Regional President First Heritage Bank P.O. Box 188 Seneca, KS 66538

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