Logo
Carbonvalleychamber

Consumer Loan Officer

Carbonvalleychamber, Firestone, Colorado, us, 80520

Save Job

Responsible for evaluating applications for Construction, Land and Bridge Loans and making recommendations to approve or deny these requests.

Supervisory Responsibility None

Discuss potential Construction, Land and Bridge Loan terms with customers

Review and underwrite applications for Construction, Land and Bridge Loans

Prepare loan packets for review and approval by the Centennial Lending Loan Committee as well as the Originating Credit Unions

Coordinate participation/funding of approved loans among Partner Credit Unions

Complete Construction Loan Budget Tracking spreadsheets and coordinate with borrowers, builders and the Centennial Servicing Department to monitor and manage the construction draw process

Assist with the underwriting and completion of annual reviews on the Commercial Portfolio as assigned

Conduct site inspections of collateral properties

Interact with Credit Unions to ensure goodwill

Collection of delinquent loans

Other duties as assigned

Requirements Education / Experience

Bachelor’s Degree in Business and a minimum of 2 years of experience in consumer loan underwriting

Applicable Knowledge, Skills & Abilities

Proficient in the use of personal computers, word processing, email, spreadsheets and other related applications

Must be self‑motivated and work independently to manage workflow, deadlines, and reporting

Ability to effectively and professionally communicate verbally and in writing

Respond professionally and resolve inquiries and complaints in a timely manner

Concurrently manage multiple time‑sensitive projects and duties

Define problems, collect data, and resolve issues

Ability to read, analyze, and interpret common, technical, and industry specific documents

Maintain eligibility for licensure under the SAFE Act

Understanding of residential construction, lot and bridge loan products, structures and pricing

Proficient in reviewing and underwriting personal financial statements, credit reports, and tax returns

Knowledge of state and federal regulations impacting the origination of all loan types

Location 11281 Business Park Circle, Firestone, CO 80504

#J-18808-Ljbffr