BayCoast Bank
FUNCTION:
Originates real estate mortgages by sourcing prospective customers and proactively soliciting new residential mortgage business. Continually identifies, develops, and maintains a quality network of referral sources to generate mortgage sales to meet quarterly loan quality and production goals. Visits local Realtors, builders, accountants, and utilizes available lead referral sources to identify prospects and obtain their individual sales results.
RESPONSIBILITIES:
Conduct sales efforts to self-generate residential real estate mortgage activity.
Identify prospects and originate real estate mortgage loans via internet, phone, mail, or in person at the customer's convenience.
Visit local Realtors, attorneys, accountants, and other centers of influence, in addition to using lead referral sources, to facilitate the mortgage loan originator's sales efforts.
Originate mortgage applications in adherence to company and investor program and pricing guidelines.
Prepare and distribute required documents to borrowers at the time of application, ensuring compliance with applicable lending regulations.
Collect all required documentation from prospective borrowers and maintain prompt follow-up for additional documentation, effectively completing the sales cycle and maximizing customer satisfaction.
Maintain a pipeline of high-quality loans and manage customer experience and expectations throughout the process.
Communicate effectively with applicants and all other parties involved to maximize customer service.
Embrace the bank's Solutions approach by seeking and recognizing opportunities to refer new business to other divisions of the bank.
Attend open houses, realtor meetings, homebuyer seminars, networking events, and other business development opportunities as deemed necessary.
Maintain current registration with the Nationwide Multistate Licensing System (NMLS).
Knowledge/Skills/Experience Requirements:
Must have an NMLS license or obtain and maintain one as a condition of employment.
At least 2 years of recent mortgage loan origination or similar sales experience.
College degree preferred.
Excellent business acquisition and customer service skills, with the ability to develop and maintain quality client relationships.
Knowledge of conventional and government lending requirements.
Knowledge of mortgage processing, underwriting, and closing requirements.
Knowledge of federal and state real estate lending regulations.
Strong time management skills, including the ability to prioritize workload.
Proficiency in Microsoft Office products.
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Originates real estate mortgages by sourcing prospective customers and proactively soliciting new residential mortgage business. Continually identifies, develops, and maintains a quality network of referral sources to generate mortgage sales to meet quarterly loan quality and production goals. Visits local Realtors, builders, accountants, and utilizes available lead referral sources to identify prospects and obtain their individual sales results.
RESPONSIBILITIES:
Conduct sales efforts to self-generate residential real estate mortgage activity.
Identify prospects and originate real estate mortgage loans via internet, phone, mail, or in person at the customer's convenience.
Visit local Realtors, attorneys, accountants, and other centers of influence, in addition to using lead referral sources, to facilitate the mortgage loan originator's sales efforts.
Originate mortgage applications in adherence to company and investor program and pricing guidelines.
Prepare and distribute required documents to borrowers at the time of application, ensuring compliance with applicable lending regulations.
Collect all required documentation from prospective borrowers and maintain prompt follow-up for additional documentation, effectively completing the sales cycle and maximizing customer satisfaction.
Maintain a pipeline of high-quality loans and manage customer experience and expectations throughout the process.
Communicate effectively with applicants and all other parties involved to maximize customer service.
Embrace the bank's Solutions approach by seeking and recognizing opportunities to refer new business to other divisions of the bank.
Attend open houses, realtor meetings, homebuyer seminars, networking events, and other business development opportunities as deemed necessary.
Maintain current registration with the Nationwide Multistate Licensing System (NMLS).
Knowledge/Skills/Experience Requirements:
Must have an NMLS license or obtain and maintain one as a condition of employment.
At least 2 years of recent mortgage loan origination or similar sales experience.
College degree preferred.
Excellent business acquisition and customer service skills, with the ability to develop and maintain quality client relationships.
Knowledge of conventional and government lending requirements.
Knowledge of mortgage processing, underwriting, and closing requirements.
Knowledge of federal and state real estate lending regulations.
Strong time management skills, including the ability to prioritize workload.
Proficiency in Microsoft Office products.
#J-18808-Ljbffr